128 Spring Forest Dr, Shelby, NC 28152 Property Records

Cleveland County property record for 128 Spring Forest Dr, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	3,057 sqft · built 2007
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on File
Last Sale	$560,000 (Dec 2024)
Tax Bill	$5,379 (2026)
Deeds & Mortgages	May 2026 Mortgage Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`56330`

Property Details

APN / Parcel Number

Primary APN	`56330`
Alternative APNs	`1324009` `1346602` `1368056`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	3,057 sqft Finished Area
Upper Floors Area	1,449 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2015
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Lot Area	30,928 sqft (0.71 acres)
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	1368056
Street Address	128 SPRING FOREST DR
City	SHELBY
State	NC
Zip	28152-9102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	#39PB24-163 SPRG FRST PH1
Legal Subdivision	SPRING FOREST
Legal Block	1
Legal Lot Number	533
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	4
Census Block	4038
Census Tract	951400

Owner

128 Spring Forest Dr is owned and occupied by an individual who acquired it in May 2026.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	128 SPRING FOREST DR, SHELBY, NC 28152-9102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage TRUST BANK
Mar 1, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Mar 27, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2024 · Amount on File
Deed Sale	Dec 6, 2024 · Amount on File
Prior Sale	Mar 1, 2022 · Amount on File
Deed Document Number	2024200107800
Deed Book / Page	1934 / 2873
Last Transfer Date	May 14, 2026
Transfer Doc	0200128658
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 20, 2026
Property Address	128 SPRING FOREST DR, SHELBY, NC 28152-9102
Document Number	0200128658
Book / Page	1974 / 2852
Instrument Date	May 14, 2026
Instrument	2026200128658
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 SPRING FOREST DR, SHELBY, NC 28152-9102

Mortgage

Document Number	0200128659,
Date	May 20, 2026
Instrument	2026200128659

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.74%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 1, 2022
Property Address	128 SPRING FOREST DR, SHELBY, NC 28152-9102
Document Number	0018660810
Book / Page	1866 / 810
Map Reference	MB 24 PG 163
Instrument Date	Jan 12, 2022
Instrument	200069190
Transaction Type	Transfer
Record Updated	Mar 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 APPLE RIDGE RD, 40, DANBURY, CT 06810-7301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 SPRING FOREST DR, SHELBY, NC 28152-9102

Mortgage

Document Number	0001866813
Date	Mar 1, 2022
Instrument	1866/813

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	128 SPRING FOREST DR, SHELBY, NC 28152-9102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018151288
Date	Jun 22, 2020
Book Page	1815/1288
Instrument	200040652

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Mar 27, 2019
Property Address	128 SPRING FOREST DR, SHELBY, NC 28152-9102
Document Number	0017881351
Book / Page	1788 / 1351
Map Reference	MB 24 PG 163
Instrument Date	Mar 27, 2019
Instrument	200024468
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$748.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 COUNTRY CLUB RD, 209, SHELBY, NC 28150-6204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 SPRING FOREST DR, SHELBY, NC 28152-9102

Mortgage

Document Number	200024469
Date	Mar 27, 2019
Instrument	200024469

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 128 Spring Forest Dr was $5,379, up 7.3% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Boiling Springs Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,379.00 (+7.26%)	$566,727 (-) Land $31,382 Building $535,345	$566,727 (-) Land $31,382 Building $535,345
2025	$5,015.00	$566,727 Land $31,382 Building $535,345	$566,727 Land $31,382 Building $535,345
2023		$370,283 Land $24,921 Building $345,362	$370,283 Land $24,921 Building $345,362

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Spring Forest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Spring Forest Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BOILING SPRINGS serves 4,769 people · EPA ID NC0123025
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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