McDowell County property record for 128 Spring Creek Dr, Marion, NC 28752
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,993 sqft · built 2004 |
| Lot Size | 19 acres (828,076 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $324,500 (Feb 2010) |
| Tax Bill | $3,671 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0790-00-34-0244 |
| Primary APN | 0790-00-34-0244 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,993 sqft Heated Area |
| Gross Area | 3,934 sqft |
| 1st Floor Area | 1,993 sqft |
| Basement Area | 1,166 sqft |
| Unfinished Basement | 1,166 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 828,076 sqft (19 acres) |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 50877 |
|---|---|
| Street Address | 128 SPRING CREEK DR |
| City | MARION |
| State | NC |
| Zip | 28752-9125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | MARION |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 970600 |
Source: McDowell County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 128 SPRING CREEK DR, MARION, NC 28752-9125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2010 · Amount on Record |
| Deed Sale | Feb 23, 2010 · Amount on Record |
| Deed Document Number | 2010767 |
| Deed Book / Page | 1014 / 1 |
| Prior Transfer Date | Nov 3, 2008 |
| Prior Transfer Doc | 0009790717 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 128 SPRING CREEK DR, MARION, NC 28752-9125 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0012980687 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 1298/0687 |
| Instrument | 2020000341 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2035 |
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,671.00 | $518,560 (-) Land $121,660 Building $396,900 | |
| 2023 | $3,671.00 | $518,560 Land $121,660 Building $396,900 | $518,560 Land $121,660 Building $396,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 45 / 3 |
| Skyrunner Fixed Wireless | 25 / 10 |
May also be available: AT&T, Optimum, T-Mobile.
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