128 Southwind Cir, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 128 Southwind Cir, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,978 sqft · built 1970
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Jul 2015)
Tax Bill	$4,883 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`161700-0140`

Property Details

APN / Parcel Number

Primary APN	`161700-0140`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	2,978 sqft Living Area
Gross Area	3,788 sqft
1st Floor Area	1,144 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	110 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Finished/Open Porch
Porch Area	176 sqft
Deck Area	146 sqft
Patio Area	289 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	128 SOUTHWIND CIR
City	SAINT AUGUSTINE
State	FL
Zip	32080-5352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS2
Legal Description	10-43 SURFWOOD SUBD LOT 14 BLK A OR4063/897
Legal Range	30E
Legal Township	07S
Legal Section	28
Legal Subdivision	SURFWOOD SUBDIVISION
Legal Block	A
Legal Lot Number	14
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2024
Census Tract	21408

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Spanish Coquina Quarries listed 1972 · 1 contributing resources · NRIS 72001462

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 SOUTHWIND CIR, SAINT AUGUSTINE, FL 32080-5352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FEDERAL CREDIT UNION
Oct 20, 2022	Deed of Trust, Mortgage · Line of Credit APG FCU
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2015 · Amount on Record
Deed Sale	Jul 28, 2015 · Amount on Record
Prior Sale	Oct 18, 2000 · Amount on Record
Deed Document Number	201547308
Deed Book / Page	4063 / 897
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Jun 2, 2026
Property Address	128 SOUTHWIND CIR, SAINT AUGUSTINE, FL 32080-5352
Document Number	0000046789
Book / Page	6374 / 1870
Instrument Date	May 27, 2026
Instrument	202646789
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 SOUTHWIND CIR, SAINT AUGUSTINE, FL 32080-5352

Mortgage

Document Number	0000046789,
Date	Jun 2, 2026
Book Page	6374/1870
Instrument	202646789

Lender

Name	ABERDEEN PROVING GROUND FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	128 SOUTHWIND CIR, SAINT AUGUSTINE, FL 32080-5352
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 SOUTHWIND CIR, SAINT AUGUSTINE, FL 32080-5352

Mortgage

Document Number	0056511925
Date	Oct 20, 2022
Book Page	5651/1925
Instrument	2022097913

Lender

Name	APG FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	128 SOUTHWIND CIR, SAINT AUGUSTINE, FL 32080-5352
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050031734
Date	Jul 31, 2020
Book Page	5003/1734
Instrument	2020062490

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$385,305 (+2.7%)	$736,965 (+2.57%) Land $130,000 Building $606,965
2025	$4,883.00 (+12.25%) Homeowner's exemption	$375,175 (+2.9%)	$718,489 (+5.43%) Land $130,000 Building $588,489
2024	$4,350.00 (+1.97%) Homeowner's exemption	$364,602 (+3%)	$681,501 (+3.72%) Land $135,000 Building $546,501
2023	$4,266.00 (+2.82%) Homeowner's exemption	$353,983 (+3%)	$657,063 (+20.42%) Land $135,000 Building $522,063
2022	$4,149.00 Homeowner's exemption	$343,673	$545,663 Land $106,400 Building $439,263

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 293 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	293 in force
Nearby Flood Claims	4 (2016–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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