Larimer County property record for 128 Sombrero Ct, Lyons, CO 80540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,583 sqft · built 1978 |
| Lot Size | 8.82 acres (384,417 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Jan 2002) |
| Tax Bill | $5,277 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14251-12-001 |
| Primary APN | 14251-12-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,583 sqft Living Area |
| Upper Floors Area | 1,297 sqft |
| Basement Area | 1,583 sqft |
| Finished Basement | 1,583 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 384,417 sqft (8.82 acres) |
| Terrain | Gentle Slope |
| Garage Type | Attached |
| Garage Area | 1,076 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 1,416 sqft |
| Deck Area | 324 sqft |
| Patio Area | 1,621 sqft |
| Balcony | Balcony |
| Balcony Area | 966 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | R1622893 |
|---|---|
| Old Parcel Number | 1425112001 |
| Street Address | 128 SOMBRERO CT |
| City | LYONS |
| State | CO |
| Zip | 80540-8427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1, X-BAR SEVEN, AMD LOTS 27 & 28 (2003013417) |
| Legal Range | 71 |
| Legal Township | 04 |
| Legal Section | 25 |
| Legal Quarter | NE |
| Legal Subdivision | X-BAR SEVEN |
| Legal Lot Number | 1 28 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | ESTES PARK |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 1905 |
128 Sombrero Ct is owned by two individuals who bought it in January 2002.
Source: Larimer County records, as of February 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | PO BOX 535, LYONS, CO 80540-0535 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2002 · Amount on File |
| Deed Sale | Jan 18, 2002 · Amount on File |
| Prior Sale | Jun 25, 1998 |
| Deed Document Number | 2002006695 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 128 SOMBRERO CT, LYONS, CO 80540-8427 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000024221 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 20210024221 |
| Name | ELEVATIONS CU |
|---|---|
| Type | Credit Union |
| Address | BOULDER, CO 80301 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 128 Sombrero Ct was $5,277.
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Unified School District | St. Vrain Valley School District RE 1J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,277.00 | $51,250 Land $18,625 Building $32,625 | $820,000 Land $298,000 Building $522,000 |
| 2023 | $4,914.00 (+30.8%) | $58,565 (+34.29%) Land $18,023 Building $40,542 | $874,100 (+39.3%) Land $269,000 Building $605,100 |
| 2022 | $3,757.00 | $43,612 Land $14,943 Building $28,669 | $627,500 Land $215,000 Building $412,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 128 Sombrero Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 128 Sombrero Ct is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 96% of Colorado |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| xBar7 Communications Fixed Wireless | 200 / 200 |
| Rise Broadband Fixed Wireless | 50 / 10 |
No cell data coverage reported
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