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128 Smith St, Riverside, RI 02915 Property Records

East Providence City property record for 128 Smith St, Riverside, RI 02915

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 906 sqft · built 1920
Lot Size0.23 acres (10,001 sqft)
Owner2 Individual Names on Record
Last Sale$295,000 (May 2023)
Tax Bill$3,946 (2025)
Deeds & MortgagesNov 2023 Refinance
May 2025 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN1-0010-53

Property Details

APN / Parcel Number

Primary APN1-0010-53
Alternative APNs
  • EPRO M:412 B:10 L:012 U
  • 3-4963-60

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area906 sqft Living Area
Gross Area2,006 sqft
1st Floor Area906 sqft
Basement Area876 sqft
Unfinished Basement876 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1990
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,001 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number1-0010-53
Street Address128 SMITH ST
CityRIVERSIDE
StateRI
Zip02915-4470
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Block10
Legal Lot Number12
JurisdictionEAST PROVIDENCE RI
Township / Civil DivisionEAST PROVIDENCE
Census Block Group2
Census Block2042
Census Tract10600

Owner

Source: East Providence City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address128 SMITH ST, RIVERSIDE, RI 02915-4470
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
HOME LOAN AND INVESTMENT BANK FSB
May 27, 2025Deed of Trust, Mortgage · FHA Mortgage
CMG HOME LOANS
May 1, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
SHAMROCK HOME LOANS
Aug 11, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2023 · Amount on Record
Deed SaleMay 1, 2023 · Amount on Record
Deed Book / Page4690 / 273
Prior Transfer DateJul 19, 2022
Prior Transfer Doc004620-170
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAST PROVIDENCE RI
Property Address128 SMITH ST, RIVERSIDE, RI 02915-4470
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004742-273
DateNov 8, 2023
Book Page4742/273
Instrument202300005348
Lender
NameHOME LOAN AND INVESTMENT BANK FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueDec 1, 2043

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAST PROVIDENCE RI
Property Address128 SMITH ST, RIVERSIDE, RI 02915-4470
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004890-257
DateMay 27, 2025
Book Page4890/257
Instrument202500002475
Lender
NameCMG HOME LOANS
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2055

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEAST PROVIDENCE RI
Recording DateMay 1, 2023
Property Address128 SMITH ST, RIVERSIDE, RI 02915-4470
Document Number004690-273
Book / Page4690 / 273
Instrument DateMay 1, 2023
Instrument202300001905
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address128 SUMMIT ST, EAST PROVIDENCE, RI 02914-4449

Mortgage

Document Number202300001906
DateMay 1, 2023
Instrument202300001906
Lender
NameSHAMROCK HOME LOANS
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

August 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionEAST PROVIDENCE RI
Recording DateAug 11, 2022
Property Address128 SMITH ST, RIVERSIDE, RI 02915-4470
Document Number004620-170
Book / Page4620 / 170
Instrument DateJul 19, 2022
Instrument202200005482
Transaction TypeTransfer
Record UpdatedMay 18, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address287 S BROADWAY, EAST PROVIDENCE, RI 02914

Tax Assessment & Valuation

Source: East Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityEast Providence City
Unified School DistrictEast Providence School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,946.00 (-1.79%)$301,900 (+10.91%) Land $102,900 Building $199,000$343,323
2023$4,018.00 (+5.99%)$272,200 (+56.98%) Land $85,700 Building $186,500
2022$3,791.00$173,400 Land $51,300 Building $122,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims4 (1978–2010)
Claims Outside the SFHA2 of 4
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST PROVIDENCE-CITY OF
serves 47,961 people · EPA ID RI1615610
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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