Johnston County property record for 128 Smart Ct, Clayton, NC 27520
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,157 sqft · built 2005 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Jun 2026) |
| Tax Bill | $3,213 (2026) |
| Deeds & Mortgages | Nov 2023 Second Mortgage Jun 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05H02202O |
| Primary APN | 05H02202O |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,157 sqft Living Area |
| Gross Area | 2,768 sqft |
| 1st Floor Area | 952 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 70 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2000222275 |
|---|---|
| Street Address | 128 SMART CT |
| City | CLAYTON |
| State | NC |
| Zip | 27520-1849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | LOT 39 GEORGETOWNE PLACE PH 1 65/447-448 |
| Legal Subdivision | GEORGETOWN PLACE SUBDIVISION PHASE 1 |
| Legal Phase | 1 |
| Legal Lot Number | 39 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | CLAYTON |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 41005 |
128 Smart Ct is owned and occupied by an individual who bought it in June 2026.
Source: Johnston County records, as of September 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 128 SMART CT, CLAYTON, NC 27520-1849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Jun 12, 2026 | Warranty Deed, Transfer · VA Mortgage AMERICAN SECURITY MORTGAGE CORPORATION |
| Sep 20, 2019 | Warranty Deed, Transfer · VA Mortgage BRANCH BANKING AND TRUST CO |
| Jul 31, 2018 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2026 · Amount on File |
| Deed Sale | Jun 12, 2026 · Amount on File |
| Prior Sale | Sep 20, 2019 · Amount on File |
| Deed Document Number | 202619007 |
| Deed Book / Page | 7130 / 566 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 128 SMART CT, CLAYTON, NC 27520-1849 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000035777 |
|---|---|
| Date | Nov 13, 2023 |
| Book Page | 6575/257 |
| Instrument | 2023035777 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Nov 1, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Jun 12, 2026 |
| Property Address | 128 SMART CT, CLAYTON, NC 27520-1849 |
| Document Number | 0000019007 |
| Book / Page | 7130 / 566 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 202619007 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | ICC MORTGAGE TECHNOLOGY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $71,710.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 128 SMART CT, CLAYTON, NC 27520-1849 |
| Investor | Possibly a Property Investor |
| Document Number | 0000019008, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 202619008 |
| Name | AMERICAN SECURITY MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Sep 20, 2019 |
| Property Address | 128 SMART CT, CLAYTON, NC 27520-1849 |
| Document Number | 0000628642 |
| Book / Page | 5430 / 0920 |
| Map Reference | MB 65 PG 447&448 |
| Instrument Date | Sep 16, 2019 |
| Instrument | 2019628642 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 504 WEEPING WILLOW DR, 504, DURHAM, NC 27704-6207 |
| Name | Verified Name |
|---|---|
| Address | 128 SMART CT, CLAYTON, NC 27520-1849 |
| Document Number | 0000628643 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 2019628643 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Jul 31, 2018 |
| Property Address | 128 SMART CT, CLAYTON, NC 27520-1849 |
| Document Number | 0000579715 |
| Book / Page | 5192 / 0647 |
| Map Reference | MB65 PG295-296 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 2018579715 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $406.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4571 LANGDON DR # DR11-206, 4571, MORRISVILLE, NC 27560-5632 |
| Name | Verified Name |
|---|---|
| Address | 128 SMART CT, CLAYTON, NC 27520-1849 |
| Document Number | 0000579716 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 2018579716 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 6% |
The 2026 property tax bill for 128 Smart Ct was $3,213, down 1% from the year before.
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Municipality | Clayton Town |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,213.00 (-0.99%) | $321,370 (-) Land $55,000 Building $266,370 | $321,370 (-) Land $55,000 Building $266,370 |
| 2025 | $3,245.00 | $321,370 Land $55,000 Building $266,370 | $321,370 Land $55,000 Building $266,370 |
| 2023 | $2,638.00 | $204,560 Land $32,000 Building $172,560 | $204,560 Land $32,000 Building $172,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 128 Smart Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 128 Smart Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLAYTON serves 30,876 people · EPA ID NC0351020 |
|---|---|
| Water Source | Purchased surface water from JOHNSTON CO-WEST |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures