128 Simpson Rd, Barco, NC 27917 Property Records

Currituck County property record for 128 Simpson Rd, Barco, NC 27917

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,537 sqft · built 2004
Lot Size0.74 acres (32,234 sqft)
Owner2 Individual Names on Record
Last Sale$23,500 (Nov 2000)
Tax Bill$2,645 (2025)
Deeds & MortgagesMay 2021 Construction Loan
Dec 2023 Line of Credit
Flood ZoneZone AE (high risk)
APN8997-12-0903

Property Details

APN / Parcel Number

Primary APN8997-12-0903
Alternative APNs
  • 006900000120000
  • 000039061
  • 8997-12

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,537 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialOther
Construction TypeFrame
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area32,234 sqft (0.74 acres)
Lot Depth308 ft Depth
Shed1 Shed
Shed Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number000039061
Street Address128 SIMPSON RD
CityBARCO
StateNC
Zip27917-9523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFM
Legal DescriptionSIMPSON ACRES-LOT 3
Legal SubdivisionSIMPSON ACRES
Legal Lot Number3
JurisdictionCURRITUCK NC
Township / Civil DivisionCRAWFORD
Census Block Group2
Census Block2019
Census Tract110302

Owner

Source: Currituck County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2273 CARATOKE HWY, MOYOCK, NC 27958-9036
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2021Deed of Trust, Mortgage · Construction Mortgage
TOWNEBANK
Dec 13, 2023Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2000 · Amount on Record
Deed SaleNov 21, 2000 · Amount on Record
Deed Book / Page508 / 696
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCURRITUCK NC
Property Address128 SIMPSON RD, BARCO, NC 27917-9523
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016240342
DateMay 19, 2021
Book Page1624/342
Instrument364571
Lender
NameTOWNEBANK
TypeBank
AddressKITTY HAWK, NC 27949
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCURRITUCK NC
Property Address128 SIMPSON RD, BARCO, NC 27917-9523
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017550244
DateDec 13, 2023
Book Page1755/244
Instrument386540
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCurrituck County
Unified School DistrictCurrituck County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,645.00 (+0.34%)$384,000 (-) Land $96,100 Building $287,900
2024$2,636.00 (+9.97%)$384,000 (-) Land $96,100 Building $287,900
2023$2,397.00 (+19.55%)$384,000 (-) Land $96,100 Building $287,900$384,000 (-) Land $96,100 Building $287,900
2022$2,005.00$384,000 Land $96,100 Building $287,900$384,000 (-) Land $96,100 Building $287,900
2021$384,000 Land $96,100 Building $287,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 35 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims30 (1998–2019)
Claims Outside the SFHA1 of 30
Most Recent ClaimSep 2019 · Hurricane Dorian
Claims by Event
  • Hurricane Matthew, Oct 2016 · 7 claims
  • Hurricane Irene, Aug 2011 · 4 claims
  • Hurricane Bonnie, Aug 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 68% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCURRITUCK COUNTY WATER SYSTEM
serves 24,130 people · EPA ID NC0427010
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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