128 Seclusion Ct, Murfreesboro, TN 37129 Property Records

Rutherford County property record for 128 Seclusion Ct, Murfreesboro, TN 37129

Property Summary

Property Type	Single Family Home
Details	3,106 sqft · built 2020
Owner	2 Individual Names on File
Last Sale	$1,005,000 (Jul 2022)
Tax Bill	$3,372 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`025D-A-006.00-000`

Property Details

APN / Parcel Number

Primary APN	`025D-A-006.00-000`
Alternative APNs	`025D A 00600` `R0123045`

Interior

Plumbing Fixtures	15 Plumbing Fixtures
Building Area	3,106 sqft Living Area
1st Floor Area	2,839 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Dimensions	337 ft deep x 109 ft wide
Garage Type	Attached
Garage Area	742 sqft
Porch	Slab
Porch Area	452 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0123045
Street Address	128 SECLUSION CT
City	MURFREESBORO
State	TN
Zip	37129-0400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ESTATES OF HARVEST WOODS
Legal Lot Number	6
Jurisdiction	RUTHERFORD TN
Township / Civil Division	2
Census Block Group	2
Census Block	2002
Census Tract	40501

Owner

128 Seclusion Ct is owned and occupied by two individuals who bought it in July 2022.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	128 SECLUSION CT, MURFREESBORO, TN 37129-0400
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Jul 9, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage HOME LOAN EXPERT LLC
Nov 12, 2019	Warranty Deed, Construction Loan · Line of Credit WILLIAM R JONES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2022 · Amount on File
Deed Sale	Jul 20, 2022 · Amount on File
Prior Sale	Nov 12, 2019 · Amount on File
Deed Document Number	20222453734
Deed Book / Page	2264 / 3200
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jul 20, 2022
Property Address	128 SECLUSION CT, MURFREESBORO, TN 37129-0400
Document Number	0022643200
Book / Page	2264 / 3200
Map Reference	MB 43 PG 128
Instrument Date	Jul 14, 2022
Instrument	2453734
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	BELL LAW SETTLEMENT SERVICES LLC, BELL LAW SETTLEMENT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,718.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 SECLUSION CT, MURFREESBORO, TN 37129-0400

Mortgage

Document Number	0022643202
Date	Jul 20, 2022
Instrument	2264-3202

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2032
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	8.87%
Index	Other
Margin	3
Max Rate	8.87%

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jul 9, 2020
Property Address	128 SECLUSION CT, MURFREESBORO, TN 37129-0400
Document Number	RB19281751
Book / Page	001928 / 001751
Instrument Date	Jul 1, 2020
Instrument	2287194
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 14, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,035.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	128 SECLUSION CT MURFREESBORO TN 371290400, MURFREESBORO, TN 37129-0400

Mortgage

Document Number	RB19281753
Date	Jul 9, 2020
Book Page	001928/001753
Instrument	2287195

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2050

November 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Nov 12, 2019
Property Address	128 SECLUSION CT, MURFREESBORO, TN 37129-0400
Document Number	RB18342651
Book / Page	001834 / 002651
Instrument Date	Nov 8, 2019
Instrument	2240067
Transaction Type	Construction Loan
Record Updated	Jan 14, 2021
Title Company	PREMIER LAND TITLE ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$314.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 10237 MURFREESBORO TN 371290005, MURFREESBORO, TN 37129-0005

Mortgage

Document Number	RB18342654
Date	Nov 12, 2019
Book Page	001834/002654
Instrument	2240068

Lender

Name	WILLIAM R JONES
Address	PO BOX 10127, MURFREESBORO, TN 37129-0003

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 11, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 128 Seclusion Ct was $3,372.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,375 (+26.94%) Land $55,000 Building $172,375	$909,500 Land $220,000 Building $689,500
2025	$3,372.00	$179,125 Land $20,000 Building $159,125
2023	$3,361.00 (+15.1%)	$179,125 Land $20,000 Building $159,125	$716,500 (-0.32%) Land $80,000 Building $636,500
2022	$2,920.00		$718,800 Land $80,000 Building $638,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 128 Seclusion Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2013–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Seclusion Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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