128 Seaward Ct, Grandy, NC 27939 Property Records

Currituck County property record for 128 Seaward Ct, Grandy, NC 27939

Property Summary

Property Type	Single Family Home
Details	built 1985
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$235,900 (Aug 2024)
Tax Bill	$564 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2025 Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`9922-41-1607`

Property Details

APN / Parcel Number

Primary APN	`9922-41-1607`
Alternative APNs	`107B0HH017R0007` `000202692` `000164237` `000171221` `9922-41`

Exterior

Year Built	Built 1985
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	108 ft deep x 85 ft wide

Exterior Amenities

Porch	Porch
Porch Area	200 sqft
Deck Area	200 sqft
Patio Area	268 sqft

Location & Zoning

Account Number	000171221
Street Address	128 SEAWARD CT
City	GRANDY
State	NC
Zip	27939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17R, BLK HH SEC 7 WALNUT ISLAND (R/296)
Legal Subdivision	WALNUT ISLAND ESTATES SECTS 1
Legal Block	HH
Legal Lot Number	17R
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1005
Census Tract	110401

Owner

128 Seaward Ct is owned by an individual who bought it in August 2024.

Source: Currituck County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	109 GREGORY CT, GRANDY, NC 27939-9743
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
May 9, 2025	Deed of Trust, Mortgage · Construction Mortgage ATLANTIC COAST MORTGAGE
Aug 15, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage CHARLES CHURCH ETAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2024 · Amount on File
Deed Sale	Aug 15, 2024 · Amount on File
Deed Document Number	0001780655
Deed Book / Page	1780 / 655
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	128 SEAWARD CT, GRANDY, NC 27939
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 SEAWARD CT, GRANDY, NC 27939

Mortgage

Document Number	0018400784
Date	Jan 30, 2026
Book Page	1840/784
Instrument	400452

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	128 SEAWARD CT, GRANDY, NC 27939
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 SEAWARD CT, GRANDY, NC 27939-9632

Mortgage

Document Number	0018100080
Date	May 9, 2025
Book Page	1810/80
Instrument	395379

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Jun 1, 2026

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	1%
Max Rate At Change	18%
Index	Prime Rate
Margin	1
Max Rate	18%

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Aug 15, 2024
Property Address	128 SEAWARD CT, GRANDY, NC 27939
Document Number	0017800655
Book / Page	1780 / 655
Map Reference	MB R PG 296
Instrument Date	Jul 23, 2024
Instrument	390684
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$472.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 95, GRANDY, NC 27939-0095

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 GREGORY CT, GRANDY, NC 27939-9743

Mortgage

Document Number	0000390685
Date	Aug 15, 2024
Instrument	390685

Lender

Name	CHARLES CHURCH ETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 128 Seaward Ct was $564, up 55.4% from the year before.

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$564.00 (+55.37%)	$58,700 (-) Land $36,600 Building $22,100
2024	$363.00 (-41.07%)	$58,700 (-9.55%) Land $36,600 Building $22,100
2023	$616.00	$64,900 Land $36,600 Building $28,300	$64,900 Land $36,600 Building $28,300
2021			$58,700 Land $36,600 Building $22,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 128 Seaward Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 101 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	121 units insured incl. 20 condo units
Nearby Flood Claims	97 (1998–2022)
Claims Outside the SFHA	2 of 97
Most Recent Claim	Jun 2022
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims Hurricane Matthew, Oct 2016 · 14 claims Hurricane Irene, Aug 2011 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Seaward Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	CURRITUCK COUNTY WATER SYSTEM
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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