Lee County property record for 128 SE 4th Pl, Cape Coral, FL 33990
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,022 sqft · built 1980 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,806 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-44-23-C2-01103.0200 |
| Primary APN | 13-44-23-C2-01103.0200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,022 sqft Living Area |
| Gross Area | 2,842 sqft |
| 1st Floor Area | 1,300 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 220 sqft |
| Patio Area | 434 sqft |
| Shed | 1 Shed |
| Shed Area | 8 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10064958 |
|---|---|
| Street Address | 128 SE 4TH PL |
| City | CAPE CORAL |
| State | FL |
| Zip | 33990-1086 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-D |
| Legal Description | CAPE CORAL UNIT 23 BLK 1103 PB 14 PG 50 LOTS 20 + 21 |
| Legal Range | 23E |
| Legal Township | 44S |
| Legal Section | 13 |
| Legal Subdivision | CAPE CORAL |
| Legal Tract | C2 |
| Legal Block | 1103 |
| Legal Lot Number | 20,21 |
| Legal Unit | 23 |
| Jurisdiction | LEE FL |
| Township / Civil Division | CAPE CORAL |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 10306 |
128 SE 4th Pl is owner-occupied and held in a trust since November 2013.
Source: Lee County records, as of July 29, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 128 SE 4TH PL, CAPE CORAL, FL 33990-1086 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 12, 2013 |
| Transfer Doc | 0000258983 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 128 SE 4TH PL, CAPE CORAL, FL 33990-1086 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 228 SE 4TH PL, CAPE CORAL, FL 33990-1041 |
| Document Number | 0000278910 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 2025000278910 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 7, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 128 SE 4th Pl was $1,806 with a homeowner's exemption.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Cape Coral City |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,298 (+2.7%) | $256,261 (-0.43%) Land $67,745 Building $188,516 | |
| 2025 | $1,806.00 Homeowner's exemption | $91,819 | $257,355 Land $68,085 Building $189,270 |
| 2023 | $1,459.00 (+13.45%) Homeowner's exemption | $83,425 (+3%) | $266,766 (+17.11%) Land $71,718 Building $195,048 |
| 2022 | $1,286.00 Homeowner's exemption | $80,995 | $227,790 Land $51,532 Building $176,258 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 128 SE 4th Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 5 (1993–2022) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 128 SE 4th Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAPE CORAL serves 172,693 people · EPA ID FL5360325 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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