128 School St, Central Falls, RI 02863 Property Records

Central Falls City property record for 128 School St, Central Falls, RI 02863

Property Summary

Property TypeMulti-Family Dwellings
Details6 bd · 3 ba · 3,393 sqft · built 1900
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on Record
Last Sale$118,500 (Jan 1996)
Tax Bill$6,705 (2025)
Deeds & MortgagesFeb 2024 Refinance
Jun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN18-2376-60

Property Details

APN / Parcel Number

Primary APN18-2376-60
Alternative APN
  • CENT M:07 P:74

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms15 Rooms
Units3 Units
Stories3 Stories
Building Area3,393 sqft Living Area
Gross Area4,956 sqft
1st Floor Area1,131 sqft
Basement Area1,131 sqft
Unfinished Basement1,131 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleMulti-Family
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeFlat
Roof MaterialRolled Roofing
Lot Area5,001 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number18-2376-60
Street Address128 SCHOOL ST
CityCENTRAL FALLS
StateRI
Zip02863-1831
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeR-3
JurisdictionCENTRAL FALLS RI
Township / Civil DivisionCENTRAL FALLS
Census Block Group3
Census Block3001
Census Tract11000

Owner

Source: Central Falls City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address128 SCHOOL ST, CENTRAL FALLS, RI 02863-1831
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
NAVIGANT CREDIT UNION
Jun 25, 2018Deed of Trust, Mortgage · Line of Credit
CITIZENS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 11, 1996 · Amount on Record
Deed SaleJan 11, 1996 · Amount on Record
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCENTRAL FALLS RI
Property Address128 SCHOOL ST, CENTRAL FALLS, RI 02863-1831
Transaction TypeMortgage
Record UpdatedFeb 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001068-15
DateFeb 8, 2024
Book Page1068/15
Instrument155
Lender
NameNAVIGANT CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueMar 1, 2044

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCENTRAL FALLS RI
Property Address128 SCHOOL ST, CENTRAL FALLS, RI 02863-1831
Document Number937-308
Instrument DateJun 25, 2018
Transaction TypeMortgage
Record UpdatedJul 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 SCHOOL ST CENTRAL FALLS RI 028631831, CENTRAL FALLS, RI 02863-1831

Mortgage

Document Number937-308
DateJul 13, 2018
Book Page000937/000308
Instrument1002
Lender
NameCITIZENS BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Central Falls City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityCentral Falls City
Unified School DistrictCentral Falls School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,705.00 (+7.13%)$507,600 (+50.44%) Land $105,000 Building $402,600
2023$6,259.00 (+54.58%)$337,400 (-) Land $79,500 Building $257,900
2022$4,049.00$337,400 Land $79,500 Building $257,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 999 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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