Palm Beach County property record for 128 Santander Ct, Royal Palm Beach, FL 33411
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,500 sqft · built 1981 |
| Lot Size | 0.23 acres (10,023 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $292,000 (Aug 2018) |
| Tax Bill | $3,713 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-41-43-14-02-004-0370 |
| Primary APN | 72-41-43-14-02-004-0370 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| Gross Area | 1,740 sqft |
| 1st Floor Area | 1,500 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,023 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Patio Area | 273 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 128 SANTANDER CT |
|---|---|
| City | ROYAL PALM BEACH |
| State | FL |
| Zip | 33411-1016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | LA MANCHA TWO LOT 37 BLK D |
| Legal Range | 41E |
| Legal Township | 43S |
| Legal Section | 14 |
| Legal Subdivision | LA MANCHA TWO |
| Legal Block | D |
| Legal Lot Number | 37 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | ROYAL PALM BEACH-WEST JUPITER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 7840 |
Source: Palm Beach County records, as of April 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 128 SANTANDER CT, ROYAL PALM BEACH, FL 33411-1016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 2, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 19, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 27, 2018 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2018 · Amount on Record |
| Deed Sale | Aug 27, 2018 · Amount on Record |
| Prior Sale | Jan 11, 2001 · Amount on Record |
| Deed Document Number | 2018330411 |
| Deed Book / Page | 30082 / 822 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 128 SANTANDER CT, ROYAL PALM BEACH, FL 33411-1016 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 128 SANTANDER CT, ROYAL PALM BEACH, FL 33411-1016 |
| Document Number | 0363651832 |
|---|---|
| Date | Mar 10, 2026 |
| Book Page | 36365/1832 |
| Instrument | 20260084696 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | FISHERS, IN 46037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 270 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 128 SANTANDER CT, ROYAL PALM BEACH, FL 33411-1016 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Name | Verified Name |
|---|---|
| Address | 128 SANTANDER CT, ROYAL PALM BEACH, FL 33411-1016 |
| Document Number | 0349231665 |
|---|---|
| Date | Apr 2, 2024 |
| Book Page | 34923/1665 |
| Instrument | 20240110491 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | 951 W YAMATO RD, BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 293 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 128 SANTANDER CT, ROYAL PALM BEACH, FL 33411-1016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 128 SANTANDER CT, ROYAL PALM BEACH, FL 33411-1016 |
| Document Number | 0337120373 |
|---|---|
| Date | Jul 19, 2022 |
| Book Page | 33712/373 |
| Instrument | 20220303693 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 314 Months |
| Due | Sep 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Aug 27, 2018 |
| Property Address | 128 SANTANDER CT, ROYAL PALM BEACH, FL 33411-1016 |
| Document Number | 0300820822 |
| Book / Page | 30082 / 0822 |
| Map Reference | MB 29 PG 196-200 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 20180330411 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | BOULEVARD TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,044.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12765 DAISYWOOD DR, 12765, KNOXVILLE, TN 37932-1833 |
| Name | Verified Name |
|---|---|
| Address | 128 SANTANDER CT, ROYAL PALM BEACH, FL 33411-1016 |
| Document Number | 20180330412 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | 20180330412 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Municipality | Royal Palm Beach Village |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,713.00 (+3.43%) Homeowner's exemption | $234,593 (+5.99%) | $358,951 (+10.08%) Land $167,000 Building $191,951 |
| 2024 | $3,590.00 (+2.84%) | ||
| 2023 | $3,491.00 (+1.48%) Homeowner's exemption | $221,342 (+3%) | $326,087 (+17.15%) Land $145,775 Building $180,312 |
| 2022 | $3,440.00 Homeowner's exemption | $214,895 | $278,355 Land $111,320 Building $167,035 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 57 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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