128 S Railroad St, Eagle River, WI 54521 Property Records

Vilas County property record for 128 S Railroad St, Eagle River, WI 54521

Property Summary

Property Type	Commercial
Lot Size	0.032 acres (1,394 sqft)
Owner	Company Name on File
Last Sale	$128,000 (Nov 2023)
Tax Bill	$1,216 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Sep 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`221-1025-09`

Property Details

APN / Parcel Number

Primary APN	`221-1025-09`
Alternative APN	`2 QQ 5-15`

Exterior

Lot Area	1,394 sqft (0.032 acres)

Location & Zoning

Street Address	128 S RAILROAD ST
City	EAGLE RIVER
State	WI
Zip	54521
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	PRT NE NW
Jurisdiction	VILAS WI
Township / Civil Division	EAGLE RIVER
Census Block Group	1
Census Block	1085
Census Tract	950501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Eagle River Downtown Historic District listed 2025 · 32 contributing resources · NRIS 100011229

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

128 S Railroad St, a commercial property, is owned by a company that bought it in November 2023.

Source: Vilas County records, as of February 19, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 176, EAGLE RIVER, WI 54521-0176
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed, Transfer · Commercial Mortgage INCREDIBLEBANK
Sep 26, 2022	Deed of Trust, Mortgage · Commercial Mortgage NICOLET NATIONAL BANK
Aug 23, 2022	Deed of Trust, Mortgage PRIOR WRITTEN CONSENT
Aug 18, 2021	Warranty Deed, Transfer VILAS TITLE SERVICE INC
Jan 18, 2019	Warranty Deed, Transfer · Commercial Mortgage RIVER VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2023 · Amount on File
Deed Sale	Nov 6, 2023 · Amount on File
Prior Sale	Aug 18, 2021 · Amount on File
Deed Document Number	604904
Record Updated	Jun 8, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	VILAS WI
Recording Date	Nov 6, 2023
Property Address	128 S RAILROAD ST, EAGLE RIVER, WI 54521
Document Number	0000604904
Instrument Date	Nov 3, 2023
Instrument	604904
Transaction Type	Transfer
Record Updated	Dec 11, 2023
Title Company	VILAS TITLE SERVICE INC, VILAS TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000604905
Date	Nov 6, 2023
Instrument	604905

Lender

Name	INCREDIBLEBANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VILAS WI
Property Address	128 S RAILROAD ST, EAGLE RIVER, WI 54521
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000596850
Date	Sep 26, 2022
Instrument	596850

Lender

Name	NICOLET NATIONAL BANK
Type	Bank
Address	EAGLE RIVER, WI 54521

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VILAS WI
Property Address	128 S RAILROAD ST, EAGLE RIVER, WI 54521
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000596083
Date	Aug 23, 2022
Instrument	596083

Lender

Name	PRIOR WRITTEN CONSENT
Type	Non-Lending Institution
Address	EAGLE RIVER, WI 54521

Agreement

Amount	Amount on Record

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VILAS WI
Recording Date	Aug 18, 2021
Property Address	128 S RAILROAD ST, EAGLE RIVER, WI 54521
Document Number	586188
Instrument Date	Jul 29, 2021
Instrument	586188
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	VILAS TITLE SERVICE INC

Transaction

Amount	Amount on Record
Tax	$267.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VILAS WI
Recording Date	Jan 18, 2019
Property Address	128 S RAILROAD ST, EAGLE RIVER, WI 54521
Document Number	0000559761
Instrument Date	Jan 3, 2019
Instrument	559761
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 S RAILROAD ST, EAGLE RIVER, WI 54521

Mortgage

Document Number	0000559762
Date	Jan 18, 2019
Instrument	559762

Lender

Name	RIVER VALLEY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 128 S Railroad St was $1,216.

Source: Vilas County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Vilas County
Municipality	Eagle River City
Unified School District	Northland Pines School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,216.00	$101,900 Land $23,500 Building $78,400
2023	$1,368.00 (+3.56%)	$77,000 (-) Land $16,100 Building $60,900
2022	$1,321.00	$77,000 Land $16,100 Building $60,900	$92,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 S Railroad St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 S Railroad St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAGLE RIVER WATERWORKS serves 1,530 people · EPA ID WI7640113
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Norvado Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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