128 S Mountain Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 128 S Mountain Ave, Montclair, NJ 07042

Property Summary

Property TypeSingle Family Home
Details3,564 sqft · built 1962
Lot Size0.294 acres (12,800 sqft)
OwnerIndividual Name on File
Last Sale$750,000 (Aug 2018)
Tax Bill$25,832 (2025)
Deeds & MortgagesNov 2025 Mortgage
Aug 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-00204-0000-00012

Property Details

APN / Parcel Number

Primary APN13-00204-0000-00012
Alternative APN
  • 130020400012

Interior

Stories2 Stories
Building Area3,564 sqft Living Area

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Construction TypeFrame
Lot Area12,800 sqft (0.294 acres)
Lot Dimensions128 ft deep x 100 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number130020400012
Street Address128 S MOUNTAIN AVE
CityMONTCLAIR
StateNJ
Zip07042-1734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeROA
Legal Description100X128 IRR
Legal SubdivisionSOUTH MOUNTAIN AVE & UNION
Legal Block204
Legal Lot Number12
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group3
Census Block3009
Census Tract16900

Owner

128 S Mountain Ave is owned and occupied by an individual who bought it in August 2018.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of RecordIndividual Name on File
Mailing Address128 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1734
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2025Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Aug 22, 2018Grant Deed, Transfer · Conventional Mortgage
MEADOWBROOK FIN'L MTG BKERS
Jul 24, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2018 · Amount on File
Deed SaleAug 22, 2018 · Amount on File
Prior SaleJul 24, 2017 · Amount on File
Deed Document Number201873372
Prior Transfer DateJun 20, 2017
Prior Transfer Doc2017063551
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address128 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1734
Transaction TypeMortgage
Record UpdatedDec 5, 2025
Title CompanyVITAL ABSTRACT LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1734

Mortgage

Document Number0000068618
DateNov 3, 2025
Instrument2025068618
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2055

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateAug 22, 2018
Property Address128 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1734
Document Number0000073372
Instrument DateJul 23, 2018
Instrument73372
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$750.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 S MOUNTAIN AVE MONTCLAIR NJ 070421734, MONTCLAIR, NJ 07042-1734

Mortgage

Document Number73373
DateAug 22, 2018
Instrument73373
Lender
NameMEADOWBROOK FIN'L MTG BKERS
TypeMortgage Company
AddressWESTBURY, NY 11590
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 21, 2048

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionESSEX NJ
Recording DateJul 24, 2017
Property Address128 S MOUNTAIN AVE, MONTCLAIR, NJ 07042-1734
Document Number0000063551
Instrument DateJun 20, 2017
Instrument63551
Transaction TypeTransfer
Record UpdatedDec 1, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$115.00
Amount AccuracyConfirmed
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 PROSPECT AVE WEST ORANGE NJ 070524202, WEST ORANGE, NJ 07052-4202

Tax Assessment & Valuation

The 2025 property tax bill for 128 S Mountain Ave was $25,832, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$734,700 (-) Land $323,500 Building $411,200$734,700 (-) Land $323,500 Building $411,200
2025$25,832.00 (+3.32%)$734,700 Land $323,500 Building $411,200$734,700 Land $323,500 Building $411,200
2024$25,001.00
2023$734,700 Land $323,500 Building $411,200$734,700 Land $323,500 Building $411,200
2022$24,156.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 S Mountain Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 S Mountain Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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