128 S Emmett St, Virden, IL 62690 Property Records

Macoupin County property record for 128 S Emmett St, Virden, IL 62690

Property Summary

Property Type	Single Family Home
Lot Size	0.248 acres (10,800 sqft)
Owner	Individual Name on File
Last Sale	$153,150 (Apr 2025)
Tax Bill	$1,608 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2018 Sale & Mortgage
APN	`04-09-428-005`

Property Details

APN / Parcel Number

Primary APN	`04-09-428-005`
Alternative APN	`08-000-979-00`

Exterior

Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	180 ft deep x 60 ft wide

Location & Zoning

Street Address	128 S EMMETT ST
City	VIRDEN
State	IL
Zip	62690-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK 51 HICKOX ADDN 60 X 180 04-09-428-005
Legal Subdivision	HICKOX ADDN
Legal Block	51
Legal Lot Number	7
Jurisdiction	MACOUPIN IL
Township / Civil Division	VIRDEN
Census Block Group	2
Census Block	2053
Census Tract	956000

Owner

128 S Emmett St is owned and occupied by an individual who bought it in April 2025.

Source: Macoupin County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	128 S EMMETT ST, VIRDEN, IL 62690-1522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Sep 14, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF SPRINGFIELD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2025 · Amount on File
Deed Sale	Apr 7, 2025 · Amount on File
Prior Sale	Sep 14, 2018 · Amount on File
Deed Document Number	2025616994
Prior Transfer Date	Jul 24, 2013
Prior Transfer Doc	531243
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	128 S EMMETT ST, VIRDEN, IL 62690-1522
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	594650
Date	Oct 22, 2021
Instrument	594650

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2041

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Sep 14, 2018
Property Address	128 S EMMETT ST, VIRDEN, IL 62690-1522
Document Number	570856
Instrument Date	Sep 7, 2018
Instrument	570856
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$109.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 S EMMETT ST, VIRDEN, IL 62690-1522

Mortgage

Document Number	570857
Date	Sep 14, 2018
Instrument	570857

Lender

Name	BANK OF SPRINGFIELD

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 128 S Emmett St was $1,608, up 4.6% from the year before.

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Virden Township
Municipality	Virden City
Unified School District	North Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,608.00 (+4.55%)	$26,302 (+7%) Land $3,917 Building $22,385	$78,906 (+7%) Land $11,751 Building $67,155
2024	$1,538.00	$24,582 Land $3,661 Building $20,921	$73,746 Land $10,983 Building $62,763
2022	$1,352.00 Homeowner's exemption	$21,272 Land $3,168 Building $18,104	$63,816 Land $9,504 Building $54,312

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 128 S Emmett St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 128 S Emmett St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VIRDEN serves 3,274 people · EPA ID IL1171100
Water Source	Purchased surface water from OTTER LAKE WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Royell Communications Fiber	7,000 / 7,000
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Wisper ISP.

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