128 S Eldorado Ave, Bozeman, MT 59718 Property Records

Gallatin County property record for 128 S Eldorado Ave, Bozeman, MT 59718

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,799 sqft · built 2020
Lot Size	0.129 acres (5,619 sqft)
Owner	2 Individual Names on File
Last Sale	$712,880 (Jul 2025)
Tax Bill	$3,067 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00RGG70861`

Property Details

APN / Parcel Number

Primary APN	`00RGG70861`
Alternative APNs	`06-0798-09-4-25-19-0000` `R840354`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,799 sqft Living Area
1st Floor Area	934 sqft
2nd Floor Area	865 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,619 sqft (0.129 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	00RGG70861
Street Address	128 S ELDORADO AVE
City	BOZEMAN
State	MT
Zip	59718-4687
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTON EAST RANCH SUB PH 3B, S09, T02 S, R05 E, BLOCK 6, LOT 4, ACRES 0.12922, PLAT J-623
Legal Range	05E
Legal Township	02S
Legal Section	09
Legal Subdivision	NORTON EAST RANCH SUB PH 3B
Legal Block	6
Legal Lot Number	4
Jurisdiction	GALLATIN MT
Township / Civil Division	BOZEMAN
Census Block Group	2
Census Block	2011
Census Tract	505

Owner

Source: Gallatin County assessment roll, as of September 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	128 S ELDORADO AVE, BOZEMAN, MT 59718-4687
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Deed of Trust, Mortgage · Line of Credit OPPORTUNITY BANK OF MT
Sep 29, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 9, 2025 · Amount on Record
Deed Sale	Jul 9, 2025 · Amount on Record
Prior Sale	Sep 29, 2021 · Amount on Record
Deed Document Number	20252854508
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	128 S ELDORADO AVE, BOZEMAN, MT 59718-4687
Transaction Type	Mortgage
Record Updated	Dec 21, 2022
Title Company	SECURITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002792528
Date	Dec 13, 2022
Instrument	2792528

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 12, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Sep 29, 2021
Property Address	128 S ELDORADO AVE, BOZEMAN, MT 59718-4687
Document Number	0002752834
Map Reference	PL J-623
Instrument Date	Sep 20, 2021
Instrument	2752834
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 7, 2023
Title Company	SECURITY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6550, BOZEMAN, MT 59771-6550

Mortgage

Document Number	0002752835
Date	Sep 29, 2021
Instrument	2752835

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Bozeman City
Elementary School District	Bozeman Elementary School District (PK - 08)
Secondary School District	Bozeman High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,067.00 (-26.34%)	$671,200 (+3.8%)	$671,200 (+3.8%) Land $276,178 Building $395,022
2023	$4,164.00	$646,600	$646,600 Land $169,592 Building $477,008

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOZEMAN serves 56,000 people · EPA ID MT0000161
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

May also be available: Global Net.

Nearby Properties on S Eldorado Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures