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128 S 5th St, Wewahitchka, FL 32465 Property Records

Gulf County property record for 128 S 5th St, Wewahitchka, FL 32465

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,054 sqft · built 1972
Lot Size0.516 acres (22,476 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Apr 2023)
Tax Bill$3,712 (2025)
Deeds & MortgagesOct 2023 Transfer
Apr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02341-020R

Property Details

APN / Parcel Number

Primary APN02341-020R

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,054 sqft Living Area
Gross Area2,122 sqft
1st Floor Area2,054 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2004
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area22,476 sqft (0.516 acres)
Lot Dimensions125 ft deep x 180 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address128 S 5TH ST
CityWEWAHITCHKA
StateFL
Zip32465-7668
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionRISH ADDITION TO WEWAHITCHKA UNIT ONE PB 2 PG 16 LOTS 2,3,4 BLK 2
Legal Range10W
Legal Township04S
Legal Section25
Legal SubdivisionRISH ADDITION TO WEWAHITCHKA
Legal Block2
Legal Lot Number2,3,4
Legal Unit1
JurisdictionGULF FL
Township / Civil DivisionWEWAHITCHKA
Census Block Group2
Census Block2066
Census Tract960101

Owner

128 S 5th St is owned and occupied by an individual who acquired it in October 2023.

Source: Gulf County records, as of December 10, 2025

Owner of RecordIndividual Name on File
Mailing Address128 S 5TH ST, WEWAHITCHKA, FL 32465-7668
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Apr 13, 2023Warranty Deed, Transfer · FHA Mortgage
ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 13, 2023 · Amount on File
Deed SaleApr 13, 2023 · Amount on File
Prior SaleNov 18, 2010 · Amount on File
Deed Document Number202312425
Deed Book / Page794 / 721
Last Transfer DateOct 5, 2023
Transfer Doc0023016877
Record UpdatedJun 8, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGULF FL
Recording DateOct 13, 2023
Property Address128 S 5TH ST, WEWAHITCHKA, FL 32465-7668
Document Number0023016877
Book / Page809 / 876
Map ReferenceMB 2 PG 16
Instrument DateOct 5, 2023
Instrument202323016877
Transaction TypeTransfer
Record UpdatedDec 4, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address128 S 5TH ST, WEWAHITCHKA, FL 32465-7668

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 S 5TH ST, WEWAHITCHKA, FL 32465-7668

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGULF FL
Recording DateApr 13, 2023
Property Address128 S 5TH ST, WEWAHITCHKA, FL 32465-7668
Document Number0023012425
Book / Page794 / 721
Map ReferenceMB 2 PG 16
Instrument DateApr 10, 2023
Instrument202323012425
Transaction TypeTransfer
Record UpdatedDec 4, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 S 5TH ST, WEWAHITCHKA, FL 32465-7668

Mortgage

Document Number0000000023
DateApr 13, 2023
Instrument794/723
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 128 S 5th St was $3,712.

Source: Gulf County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyGulf County
MunicipalityWewahitchka City
Unified School DistrictGulf County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,712.00$260,337 (+2.9%)$263,101 (+1.73%) Land $25,500 Building $237,601
2024$3,712.00 (+510.53%) Homeowner's exemption$253,000 (+213.37%)$258,616 (-1.93%) Land $25,500 Building $233,116
2023$608.00 (+4.83%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$80,736 (+3%)$263,716 (+204.34%) Land $25,500 Building $238,216
2022$580.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$78,384$86,652 Land $19,125 Building $67,527

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 128 S 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 7, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 28 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 S 5th St is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WEWAHITCHKA
serves 2,081 people · EPA ID FL1230734
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20

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