Lake County property record for 128 S 1st St, Gurnee, IL 60031
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 1,440 sqft · built 1967 |
| Lot Size | 0.452 acres (19,693 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Aug 2023) |
| Tax Bill | $10,209 (2024) |
| Deeds & Mortgages | Feb 2026 Mortgage Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-23-416-005 |
| Primary APN | 07-23-416-005 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Tri-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 19,693 sqft (0.452 acres) |
| Garage Type | Detached |
| Garage Area | 928 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Patio Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 128 S 1ST ST |
|---|---|
| City | GURNEE |
| State | IL |
| Zip | 60031-3323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BARTLETTS 3RD ADD TO NORTH WOODS, PT LT5LYG WLY OF LN DAFS, COM AT A PNT ON N LNSD LT 225W OF NE COR, SELY 150 MOL TO A PNT ON S LN OF SD LT 157W OF SE COR BLK 65 LOT 5 BLOCK 65 |
| Legal Subdivision | BARTLETTS 3RD ADD |
| Legal Block | 65 |
| Legal Lot Number | 5,157 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WARREN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 861510 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 128 S 1ST ST, GURNEE, IL 60031-3323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Aug 24, 2023 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2023 · Amount on Record |
| Deed Sale | Aug 24, 2023 · Amount on Record |
| Deed Document Number | 20237991772 |
| Prior Transfer Date | Aug 14, 2023 |
| Prior Transfer Doc | 0007991772 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 128 S 1ST ST, GURNEE, IL 60031-3323 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 128 S 1ST ST, GURNEE, IL 60031-3323 |
| Document Number | 0008154297 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 8154297 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Aug 24, 2023 |
| Property Address | 128 S 1ST ST, GURNEE, IL 60031-3323 |
| Document Number | 0007991772 |
| Map Reference | DOC 262351 |
| Instrument Date | Aug 14, 2023 |
| Instrument | 7991772 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 128 S 1ST ST, GURNEE, IL 60031-3323 |
| Document Number | 0007991773 |
|---|---|
| Date | Aug 24, 2023 |
| Instrument | 7991773 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.12% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Warren Township |
| Municipality | Gurnee Village |
| Elementary School District | Gurnee School District 56 (PK - 08) |
| Secondary School District | Warren Township High School District 121 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $122,569 (+40.37%) Land $23,819 Building $98,750 | $367,744 (+40.37%) Land $71,464 Building $296,280 | |
| 2024 | $10,209.00 (+45.01%) | ||
| 2023 | $7,040.00 (+16.09%) | $87,318 (+14.8%) Land $18,380 Building $68,938 | $261,981 (+14.8%) Land $55,146 Building $206,835 |
| 2022 | $6,064.00 | $76,060 Land $19,274 Building $56,786 | $228,203 Land $57,828 Building $170,375 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Jul 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GURNEE serves 30,193 people · EPA ID IL0970350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| E-vergent Fixed Wireless | 100 / 20 |
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