REAL ADVANTAGE TITLE INSURANCE AGENCY, REAL ADVANTAGE TTL INS AGCY
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
128 S 1000 E, LAYTON, UT 84041-4424
Mortgage
Document Number
0003554420
Date
Dec 14, 2023
Instrument
3554420
Lender
Name
NORTHROP GRUMMAN FCU
Type
Credit Union
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jan 1, 2054
December 2023: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
DAVIS UT
Recording Date
Dec 14, 2023
Property Address
128 S 1000 E, LAYTON, UT 84041-4424
Document Number
008399/282
Book / Page
8399 / 282
Instrument Date
Dec 14, 2023
Instrument
3554415
Transaction Type
Transfer
Record Updated
Feb 19, 2024
Title Company
REAL ADVANTAGE TITLE INSURANCE AGENCY, REAL ADVANTAGE TTL INS AGCY
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
128 S 1000 E, LAYTON, UT 84041-4424
Mortgage
Document Number
0003554420
Date
Dec 14, 2023
Instrument
3554420
Lender
Name
NORTHROP GRUMMAN FCU
Type
Credit Union
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jan 1, 2054
August 2022: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
DAVIS UT
Recording Date
Aug 24, 2022
Property Address
128 S 1000 E, LAYTON, UT 84041-4424
Document Number
00008078/1
Book / Page
8078 / 1
Instrument Date
Aug 18, 2022
Instrument
3494135
Transaction Type
Transfer
Record Updated
Jun 7, 2023
Title Company
TIMIOS INC
Transaction
Tax
$0.00
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Family Trust
Address
128 S 1000 E, LAYTON, UT 84041-4424
Mortgage
Document Number
0003494136
Date
Aug 24, 2022
Instrument
3494136
Lender
Name
AMERICAN ADVISORS GROUP
Type
Mortgage Company
Agreement
Type
Reverse Mortgage
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
Rate
6.15%
Adjustable
Adjustable Rate Rider
Change Frequency
Monthly
Index
1-Year CMT
Max Rate
11.1%
December 2019: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
DAVIS UT
Recording Date
Dec 5, 2019
Property Address
128 S 1000 E, LAYTON, UT 84041-4424
Document Number
0003208795
Book / Page
007402 / 000138
Instrument Date
Nov 4, 2019
Instrument
3208795
Transaction Type
Transfer
Record Updated
Dec 20, 2019
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Personal Trust
Address
128 S 1000 E LAYTON UT 840414424, LAYTON, UT 84041-4424
Tax Assessment & Valuation
The 2025 property tax bill for 128 S 1000 E was $2,357, up 11.4% from the year before.
Source: Davis County assessment roll, as of December 8, 2025
Property Jurisdictions
Type
Name
State
Utah
County
Davis County
Municipality
Layton City
Unified School District
Davis School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$253,000 (+2.22%)Land $119,417Building $133,583
$460,000 (+2.22%)Land $217,122Building $242,878
2025
$2,357.00 (+11.39%)
$247,500Land $108,639Building $138,861
$450,000Land $197,526Building $252,474
2024
$2,116.00 (+0.91%)
2023
$2,097.00 (-3.76%)
$391,000Land $146,258Building $244,742
$391,000Land $146,258Building $244,742
2022
$2,179.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 128 S 1000 E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Claims
1 (2013)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Aug 2013 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 128 S 1000 E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source
Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection
Sep 2023
Lead
4 ppb (2021–2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber
10,000 / 10,000
SenaWave Fiber
2,500 / 2,500
Xfinity Cable
2,000 / 250
Beehive Broadband Fiber
1,000 / 1,000
Verizon Fixed Wireless
300 / 20
CenturyLink DSL · Fiber in parts of the area
140 / 20
May also be available: Connext Networks, Rise Broadband, Utah Broadband.