128 Rustic Ln, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 128 Rustic Ln, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,460 sqft · built 2020
Owner	Individual Name on File
Last Sale	$270,000 (Sep 2023)
Tax Bill	$1,333 (2025)
Deeds & Mortgages	Jan 2024 Transfer Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10A-2-P-9`

Property Details

APN / Parcel Number

Primary APN	`10A-2-P-9`
Alternative APN	`14336`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,460 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Porch	Open Porch
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14336
Old Parcel Number	10A-2-P-9
Street Address	128 RUSTIC LN
City	COLONIAL BEACH
State	VA
Zip	22443-5149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DB
Legal Description	BERKLEY BEACH LOT 9 BK P SEC BDB 975 PG 496 T/C
Legal Block	P
Legal Lot Number	9
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3009
Census Tract	10300

Owner

Source: Westmoreland County assessment roll, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	128 RUSTIC LN, COLONIAL BEACH, VA 22443-5149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Intrafamily Transfer, Transfer
Sep 25, 2023	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE LLC
Aug 31, 2020	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Jul 2, 2020	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 25, 2023 · Amount on Record
Deed Sale	Sep 25, 2023 · Amount on Record
Prior Sale	Sep 25, 2023 · Amount on Record
Deed Document Number	0009711138
Last Transfer Date	Jan 11, 2024
Transfer Doc	0009750496
Record Updated	Jun 8, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTMORELAND VA
Recording Date	Jan 11, 2024
Property Address	128 RUSTIC LN, COLONIAL BEACH, VA 22443-5149
Document Number	0009750496
Instrument Date	Nov 21, 2023
Instrument	09750496
Transaction Type	Transfer
Record Updated	Jan 31, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 RUSTIC LN, COLONIAL BEACH, VA 22443-5149

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Sep 25, 2023
Property Address	128 RUSTIC LN, COLONIAL BEACH, VA 22443-5149
Document Number	0009711138
Instrument Date	Sep 20, 2023
Instrument	09711138
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	KTL TITLE GROUP OF VA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 RUSTIC LN, COLONIAL BEACH, VA 22443-5149

Mortgage

Document Number	0009711141
Date	Sep 25, 2023
Instrument	09711141

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Aug 31, 2020
Property Address	128 RUSTIC LN, COLONIAL BEACH, VA 22443-5149
Document Number	0009342901
Instrument Date	Aug 28, 2020
Instrument	09342901
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	GUARANTY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 RUSTIC LN, COLONIAL BEACH, VA 22443-5149

Mortgage

Document Number	0009342903
Date	Aug 31, 2020
Instrument	09342903

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Jul 2, 2020
Property Address	128 RUSTIC LN, COLONIAL BEACH, VA 22443-5149
Document Number	0009330145
Instrument Date	Jul 1, 2020
Instrument	09330145
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9759 COURTHOUSE RD, SPOTSYLVANIA, VA 22553-1915
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,333.00 (+9.71%)	$196,100 (-) Land $14,300 Building $181,800	$196,100 (-) Land $14,300 Building $181,800
2023	$1,215.00	$196,100 (-) Land $14,300 Building $181,800	$196,100 (-) Land $14,300 Building $181,800
2022	$1,215.00	$196,100 Land $14,300 Building $181,800	$196,100 Land $14,300 Building $181,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKLEY BEACH - EBB TIDE BEACH private · serves 892 people · EPA ID VA4193120
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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