Madison County property record for 128 Rugby Dr, Madison, AL 35758
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 1,850 sqft · built 2024 |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Aug 2024) |
| Tax Bill | $2,038 (2026) |
| Deeds & Mortgages | Aug 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-04-17-3-000-010.071 |
| Primary APN | 16-04-17-3-000-010.071 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,850 sqft Living Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Townhouse |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 633920 |
|---|---|
| Street Address | 128 RUGBY DR |
| City | MADISON |
| State | AL |
| Zip | 35758-2158 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 49 BRADFORD STATION PH 2 PB# 2023-146 |
| Legal Subdivision | BRADFORD STATION PHASE 2 |
| Legal Lot Number | 49 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 11021 |
128 Rugby Dr, a townhouse, is owned and occupied by two individuals who bought it in August 2024.
Source: Madison County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 128 RUGBY DR, MADISON, AL 35758-2158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2024 · Amount on File |
| Deed Sale | Aug 26, 2024 · Amount on File |
| Deed Book / Page | 2024 / 32473 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Aug 26, 2024 |
| Property Address | 128 RUGBY DR, MADISON, AL 35758-2158 |
| Document Number | 0000032473 |
| Book / Page | DEED2024 / 32473 |
| Map Reference | MB 2023 PG 146-148 |
| Instrument Date | Aug 23, 2024 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 17, 2025 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2101 CLINTON AVE W # W202, W202, HUNTSVILLE, AL 35805-3077 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 128 RUGBY DR, MADISON, AL 35758-2158 |
| Document Number | 2024138607 |
|---|---|
| Date | Aug 26, 2024 |
| Instrument | 2024/138607 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
The 2026 property tax bill for 128 Rugby Dr was $2,038 with a homeowner's exemption.
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,038.00 | ||
| 2025 | $28,200 Land $6,000 Building $22,200 | $281,900 Land $60,000 Building $221,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 128 Rugby Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2021–2022) |
| Most Recent Claim | Jan 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 128 Rugby Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Xfinity.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures