128 Rose Bud Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 128 Rose Bud Ln, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	built 2026
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$589,400 (Jun 2026)
Tax Bill	$1,985 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010362-1960`

Property Details

APN / Parcel Number

Primary APN	`010362-1960`

Exterior

Year Built	Built 2026
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	128 ROSE BUD LN
City	SAINT AUGUSTINE
State	FL
Zip	32092-1991
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	112/1-19 COURTNEY OAKS & COURTNEY CHASE - SILVERLEAF PARCELS 7A-7B LOT 196 OR5608/184
Legal Subdivision	COURTNEY OAKS & COURTNEY CHASE SILVERLEA
Legal Block	1
Legal Lot Number	196
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4004
Census Tract	20907

Owner

Source: St. Johns County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 ROSE BUD LN, SAINT AUGUSTINE, FL 32092-1991
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Special Warranty Deed · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 9, 2026	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2026 · Amount on Record
Deed Sale	Jun 9, 2026 · Amount on Record
Deed Document Number	202649275
Deed Book / Page	6380 / 464
Record Updated	Oct 29, 2026

June 2026: Special Warranty Deed

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 9, 2026
Property Address	128 ROSE BUD LN, SAINT AUGUSTINE, FL 32092-1991
Document Number	0000049275
Book / Page	6380 / 464
Instrument Date	Jun 5, 2026
Instrument	202649275
Record Updated	Jun 22, 2026
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$416,705.80
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 ROSE BUD LN, SAINT AUGUSTINE, FL 32092-1991

Mortgage

Document Number	0000049276,
Date	Jun 9, 2026
Instrument	202649276

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 9, 2026
Property Address	128 ROSE BUD LN, SAINT AUGUSTINE, FL 32092-1991
Document Number	0063800464
Book / Page	6380 / 464
Instrument Date	Jun 5, 2026
Instrument	202649275
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 29, 2026
Title Company	SOUTHERN HOLDING TITLE, SOUTHERN TITLE HOLDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$416,705.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 ROSE BUD LN, SAINT AUGUSTINE, FL 32092-1991

Mortgage

Document Number	0000049276,
Date	Jun 9, 2026
Instrument	202649276

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,000 (-) Land $150,000	$150,000 (-) Land $150,000
2025	$1,985.00 (+13.43%)	$150,000 (-)	$150,000 (-) Land $150,000
2024	$1,750.00 (+14.9%)	$150,000 (+25%)	$150,000 (+25%) Land $150,000
2023	$1,523.00 (+203.99%)	$120,000 (+206.12%)	$120,000 (+206.12%) Land $120,000
2022	$501.00	$39,200	$39,200 Land $39,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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