128 Riverfront Pkwy, Mount Holly, NC 28120 Property Records

Gaston County property record for 128 Riverfront Pkwy, Mount Holly, NC 28120

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,357 sqft · built 2004
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on Record
Last Sale$405,000 (Jan 2023)
Tax Bill$4,368 (2026)
Deeds & MortgagesJan 2023 Sale & Mortgage
Apr 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN199788

Property Details

APN / Parcel Number

Primary APN199788

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,357 sqft Heated Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,038 sqft (0.46 acres)
PorchPorch
Porch Area136 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address128 RIVERFRONT PKWY
CityMOUNT HOLLY
StateNC
Zip28120-1693
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionRIVER FRONT L 193 15 020 009 00 000
Legal SubdivisionRIVERFRONT
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1000
Census Tract31203

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address128 RIVERFRONT PKWY, MOUNT HOLLY, NC 28120-1693
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2023Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Apr 25, 2022Deed of Trust, Mortgage · FHA Mortgage
DOVENMUEHLE MORTGAGE INC
Nov 3, 2020Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 13, 2023 · Amount on Record
Deed SaleJan 13, 2023 · Amount on Record
Prior SaleNov 3, 2020 · Amount on Record
Deed Book / Page5387 / 1721
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateJan 13, 2023
Property Address128 RIVERFRONT PKWY, MOUNT HOLLY, NC 28120-1693
Document Number0053871721
Book / Page5387 / 1721
Map ReferenceMB 64 PG 115
Instrument DateJan 13, 2023
Transaction TypeTransfer
Record UpdatedFeb 17, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$810.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address902 HOKE TRL, CRAMERTON, NC 28032-1659

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 RIVERFRONT PKWY, MOUNT HOLLY, NC 28120-1693

Mortgage

Document Number0053871723
DateJan 13, 2023
Instrument5387/1723
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address128 RIVERFRONT PKWY, MOUNT HOLLY, NC 28120-1693
Transaction TypeMortgage
Record UpdatedJun 15, 2022
Title CompanySERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MODIFICATIO

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 RIVERFRONT PKWY, MOUNT HOLLY, NC 28120-1693

Mortgage

Document Number0053310391
DateApr 25, 2022
Book Page5331/391
Lender
NameDOVENMUEHLE MORTGAGE INC
TypeMortgage Company
AddressDALLAS, TX 75201
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateNov 3, 2020
Property Address128 RIVERFRONT PKWY, MOUNT HOLLY, NC 28120-1693
Document Number0051701169
Book / Page5170 / 1169
Map ReferenceMB 64 PG 115
Instrument DateNov 3, 2020
Transaction TypeTransfer
Record UpdatedSep 6, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$616.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4405 HICKORY GROVE RD, 4405, GASTONIA, NC 28056-7647

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 RIVERFRONT PKWY, MOUNT HOLLY, NC 28120-1693

Mortgage

Document Number51701172
DateNov 3, 2020
Instrument5170/1172
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityMount Holly City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,368.00 (+0.18%)$435,120 (+1.28%) Land $40,000 Building $395,120
2023$4,360.00$429,640 Land $40,000 Building $389,640
2021$255,140 Land $30,000 Building $225,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOUNT HOLLY
serves 19,200 people · EPA ID NC0136020
Water SourceSurface water
Last State InspectionDec 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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