128 Riverbank Ln, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 128 Riverbank Ln, Paso Robles, CA 93446

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,007 sqft · built 1995
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$741,000 (Jun 2021)
Tax Bill	$9,011 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`009-775-005`

Property Details

APN / Parcel Number

Primary APN	`009-775-005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,007 sqft Living Area
1st Floor Area	2,007 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Wood
Lot Area	7,000 sqft (0.161 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	128 RIVERBANK LN
City	PASO ROBLES
State	CA
Zip	93446-1919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CY PR TR 1508-4 LT 197
Legal Subdivision	TRACT NO 1508 4
Legal Tract	1508-4
Legal Block	1
Legal Lot Number	197
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	1
Census Block	1039
Census Tract	10204

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1869, TEMPLETON, CA 93465-1869
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Grant Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Dec 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY
Jun 28, 2017	Quit Claim Deed, Transfer · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2021 · Amount on File
Deed Sale	Jun 25, 2021 · Amount on File
Prior Sale	Mar 5, 2012 · Amount on File
Deed Document Number	202145151
Prior Transfer Date	Jun 21, 2017
Prior Transfer Doc	0000028489
Record Updated	Oct 29, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 25, 2021
Property Address	128 RIVERBANK LN, PASO ROBLES, CA 93446-1919
Document Number	0000045151
Map Reference	MB 17 PG 37
Instrument Date	May 20, 2021
Instrument	2021045151
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 1869, TEMPLETON, CA 93465-1869

Mortgage

Document Number	0000045152
Date	Jun 25, 2021
Instrument	2021045152

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	128 RIVERBANK LN, PASO ROBLES, CA 93446-1919
Document Number	0000058168
Instrument Date	Dec 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	128 RIVERBANK LN PASO ROBLES CA 934461919, PASO ROBLES, CA 93446-1919

Mortgage

Document Number	0000058168
Date	Dec 26, 2019
Instrument	58168

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 25, 2049

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 28, 2017
Property Address	128 RIVERBANK LN, PASO ROBLES, CA 93446-1919
Document Number	0000028489
Instrument Date	Jun 21, 2017
Instrument	28489
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	128 RIVERBANK LN PASO ROBLES CA 934461919, PASO ROBLES, CA 93446-1919

Mortgage

Document Number	28490
Date	Jun 28, 2017
Instrument	28490

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	El Paso De Robles (Paso Robles) City
Unified School District	Paso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$817,789 (+2%) Land $248,416 Building $569,373
2025	$9,011.00 (+3.29%)	$801,755 (+4.04%) Land $243,546 Building $558,209
2023	$8,724.00 (+1.61%)	$770,624 Land $234,090 Building $536,534
2022	$8,586.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PASO ROBLES WATER DIVISION serves 31,176 people · EPA ID CA4010007
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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