128 River Rd, Waynesboro, VA 22980 Property Records

Waynesboro City property record for 128 River Rd, Waynesboro, VA 22980

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 825 sqft · built 1951
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Oct 2024)
Tax Bill	$1,561 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64 10 1-8`

Property Details

APN / Parcel Number

Primary APN	`64 10 1-8`
Alternative APN	`385567`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	825 sqft Living Area
1st Floor Area	825 sqft
Flooring	Softwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Driveway	Asphalt Driveway
Porch	Porch
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	385567
Street Address	128 RIVER RD
City	WAYNESBORO
State	VA
Zip	22980-5513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Description	BLOCK 1 LOT 8 RIVER SHORES
Legal Subdivision	RIVER SHORES ADDN
Legal Block	1
Legal Lot Number	8
Jurisdiction	WAYNESBORO CITY VA
Township / Civil Division	WAYNESBORO
Census Block Group	2
Census Block	2033
Census Tract	3500

Owner

Source: Waynesboro City records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4945 DICK WOODS RD, CHARLOTTESVILLE, VA 22903-7245
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2024 · Amount on Record
Deed Sale	Oct 28, 2024 · Amount on Record
Prior Sale	Sep 18, 2020 · Amount on Record
Deed Document Number	20242314
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNESBORO CITY VA
Recording Date	Sep 18, 2020
Property Address	128 RIVER RD, WAYNESBORO, VA 22980-5513
Document Number	200002493
Instrument Date	Sep 4, 2020
Instrument	200002493
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 RIVER RD, WAYNESBORO, VA 22980-5513

Mortgage

Document Number	200002494
Date	Sep 18, 2020
Instrument	200002494

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	200002495
Date	Sep 18, 2020
Instrument	200002495

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Waynesboro City assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Waynesboro City
Unified School District	Waynesboro City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,561.00 (+32.85%)	$179,500 (+17.63%) Land $47,500 Building $132,000	$179,500 (+17.63%) Land $47,500 Building $132,000
2023	$1,175.00	$152,600 Land $40,000 Building $112,600	$152,600 Land $40,000 Building $112,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	131 (1979–2015)
Claims Outside the SFHA	17 of 131
Most Recent Claim	Sep 2015 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 19 claims Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 22 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WAYNESBORO serves 22,630 people · EPA ID VA2820775
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Glo Fiber.

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