128 River Ln, Hilham, TN 38568 Property Records

Overton County property record for 128 River Ln, Hilham, TN 38568

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,351 sqft · built 1984
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on File
Last Sale	$220,550 (Dec 2020)
Tax Bill	$1,032 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`067060 01401`

Property Details

APN / Parcel Number

Primary APN	`067060 01401`
Alternative APN	`060 01401`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,351 sqft Living Area
1st Floor Area	1,351 sqft
Basement Area	1,351 sqft
Unfinished Basement	1,351 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	218,236 sqft (5.01 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	240 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	68 sqft
Shed	1 Shed
Shed Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	128 RIVER LN
City	HILHAM
State	TN
Zip	38568-5832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: R01
Jurisdiction	OVERTON TN
Township / Civil Division	5
Census Block Group	2
Census Block	2024
Census Tract	950400

Owner

128 River Ln is owned and occupied by two individuals who acquired it in December 2020.

Source: Overton County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	128 RIVER LN, HILHAM, TN 38568-5832
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Line of Credit AMERICAN BANK & TRUST OF THE CUMBERLANDS
Jun 10, 2022	Deed of Trust, Mortgage THE BUILDING CENTER
Dec 29, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN BANK & TRUST OF THE CUMBER
Dec 31, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2020 · Amount on File
Deed Sale	Dec 29, 2020 · Amount on File
Prior Sale	Dec 14, 2020 · Amount on File
Deed Document Number	67142
Deed Book / Page	238 / 298
Last Transfer Date	Dec 31, 2020
Transfer Doc	0002380667
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OVERTON TN
Property Address	128 RIVER LN, HILHAM, TN 38568-5832
Transaction Type	Mortgage
Record Updated	Sep 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 RIVER LN, HILHAM, TN 38568-5832

Mortgage

Document Number	0002960670
Date	Aug 21, 2023
Book Page	296/670
Instrument	81745

Lender

Name	AMERICAN BANK & TRUST OF THE CUMBERLANDS
Type	Bank
Address	LIVINGSTON, TN 38570

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 14, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OVERTON TN
Property Address	128 RIVER LN, HILHAM, TN 38568-5832
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002730265
Date	Jun 10, 2022
Book Page	273/265
Instrument	75696

Lender

Name	THE BUILDING CENTER
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OVERTON TN
Recording Date	Dec 29, 2020
Property Address	128 RIVER LN, HILHAM, TN 38568-5832
Document Number	0002380298
Book / Page	238 / 298
Instrument Date	Dec 21, 2020
Instrument	67142
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$816.04
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 RIVER LN, HILHAM, TN 38568-5832

Mortgage

Document Number	0000067143
Date	Dec 29, 2020
Instrument	67143

Lender

Name	AMERICAN BANK & TRUST OF THE CUMBER
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OVERTON TN
Recording Date	Dec 31, 2020
Property Address	128 RIVER LN, HILHAM, TN 38568-5832
Document Number	0002380667
Book / Page	000238 / 000667
Instrument Date	Dec 11, 2020
Instrument	67207
Transaction Type	Transfer
Record Updated	Jan 27, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$212.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 DOUBLE TREE LN LIVINGSTON TN 385706258, LIVINGSTON, TN 38570-6258

Tax Assessment & Valuation

The 2025 property tax bill for 128 River Ln was $1,032, down 5.4% from the year before.

Source: Overton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Overton County
Unified School District	Overton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,032.00 (-5.41%)	$77,225 (+59.14%) Land $11,925 Building $65,300	$308,900 Land $47,700 Building $261,200
2024	$1,091.00 (+14.12%)	$48,525 (-) Land $11,450 Building $37,075
2023	$956.00 (+6.34%)	$48,525 (+6.36%) Land $11,450 Building $37,075
2022	$899.00	$45,625 Land $11,450 Building $34,175	$182,500 Land $45,800 Building $136,700
2020			$194,100 Land $45,800 Building $148,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 128 River Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 River Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on River Ln

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