128 Ringtail Ct, Orlando, FL 32828 Property Records

Orange County property record for 128 Ringtail Ct, Orlando, FL 32828

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,972 sqft · built 1995
Lot Size	0.122 acres (5,295 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Mar 2022)
Tax Bill	$6,737 (2025)
Deeds & Mortgages	Dec 2021 Second Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-22-31-8923-00-910`

Property Details

APN / Parcel Number

Primary APN	`35-22-31-8923-00-910`
Alternative APNs	`312235892300910` `622173` `628479` `633277`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,972 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	1,972 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,295 sqft (0.122 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	28 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	128 RINGTAIL CT
City	ORLANDO
State	FL
Zip	32828-8417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	VILLAGES AT EASTWOOD 31/125 LOT 91
Legal Range	31E
Legal Township	22S
Legal Section	35
Legal Subdivision	VILLAGES AT EASTWOOD
Legal Tract	8923
Legal Lot Number	91
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	2
Census Block	2013
Census Tract	16746

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	128 RINGTAIL CT, ORLANDO, FL 32828-8417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Mar 22, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 19, 2017	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 22, 2022 · Amount on Record
Deed Sale	Mar 22, 2022 · Amount on Record
Prior Sale	Aug 29, 2012 · Amount on Record
Deed Document Number	2022186512
Prior Transfer Date	Feb 25, 2022
Prior Transfer Doc	0000186512
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	128 RINGTAIL CT, ORLANDO, FL 32828-8417
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 RINGTAIL CT, ORLANDO, FL 32828-8417

Mortgage

Document Number	0000734284
Date	Dec 2, 2021
Instrument	20210734284

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 22, 2022
Property Address	128 RINGTAIL CT, ORLANDO, FL 32828-8417
Document Number	0000186512
Map Reference	MB 31 PG 125-128
Instrument Date	Feb 25, 2022
Instrument	20220186512
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	NOT AVAILABLE, NATIONWIDE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 RINGTAIL CT, 128, ORLANDO, FL 32828-8417

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	128 RINGTAIL CT, ORLANDO, FL 32828-8417

Mortgage

Document Number	0000186513
Date	Mar 22, 2022
Instrument	20220186513

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	128 RINGTAIL CT, ORLANDO, FL 32828-8417
Document Number	0000526550
Instrument Date	Sep 19, 2017
Transaction Type	Mortgage
Record Updated	Oct 6, 2017
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 RINGTAIL CT ORLANDO FL 328288417, ORLANDO, FL 32828-8417

Mortgage

Document Number	0000526550
Date	Sep 26, 2017
Instrument	526550

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$379,580 (-1.41%) Land $70,000 Building $309,580	$379,580 (-1.41%) Land $70,000 Building $309,580
2025	$6,737.00 (+5.58%)	$384,990 (+10.59%) Land $70,000 Building $314,990	$384,990 (+10.59%) Land $70,000 Building $314,990
2024	$6,381.00 (+10.57%)
2023	$5,771.00 (+155.92%)	$348,124 (+113.88%) Land $70,000 Building $278,124	$348,124 (+16.28%) Land $70,000 Building $278,124
2022	$2,255.00 Homeowner's exemption	$162,766	$299,396 Land $65,000 Building $234,396

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Spectrum.

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