128 Ridgeway Cir, Crestview, FL 32536 Property Records

Okaloosa County property record for 128 Ridgeway Cir, Crestview, FL 32536

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,438 sqft · built 2023
OwnerIndividual Name on Record
Last Sale$279,100 (Aug 2023)
Tax Bill$1,389 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-001-151-1154-4

Property Details

APN / Parcel Number

Primary APNC56-001-151-1154-4
Alternative APNs
  • 05-3N-23-1000-0000-0140
  • 23N305100000000140

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,438 sqft Living Area
Gross Area2,052 sqft
1st Floor Area1,438 sqft
FlooringTile

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Garage TypeAttached
Garage Area420 sqft
PorchSlab
Porch Area194 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address128 RIDGEWAY CIR
CityCRESTVIEW
StateFL
Zip32536-2173
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGEWAY LANDING LOT 14
Legal SubdivisionRIDGEWAY LANDING
Legal Lot Number14
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group1
Census Block1002
Census Tract20500

Owner

Source: Okaloosa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address128 RIDGEWAY CIR, CRESTVIEW, FL 32536-2173
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2023 · Amount on Record
Deed SaleAug 1, 2023 · Amount on Record
Deed Document Number20233638733
Deed Book / Page3685 / 4442
Record UpdatedOct 29, 2026

August 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 1, 2023
Property Address128 RIDGEWAY CIR, CRESTVIEW, FL 32536-2173
Document Number0036854442
Book / Page3685 / 4442
Map ReferenceMB 30 PG 23-25
Instrument DateJul 28, 2023
Instrument3638733
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 15, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,953.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address100 W GARDEN ST, PENSACOLA, FL 32502-5696

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 RIDGEWAY CIR, CRESTVIEW, FL 32536-2173

Mortgage

Document Number0036854444
DateAug 1, 2023
Book Page3685/4444
Instrument3638734
Lender
NameMSA MORTGAGE LLC
TypeMortgage Company
AddressWINTHROP, MA 02152
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2053

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,389.00 (+205.95%)$129,548 (+361.16%)$232,351 (+727.11%) Land $33,065 Building $199,286
2023$454.00 (+6.32%)$28,092 (+7%) Land $28,092$28,092 (+7%) Land $28,092
2022$427.00$26,254 Land $26,254$26,254 Land $26,254

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35

May also be available: AT&T, LiveOak Fiber.

Nearby Properties on Ridgeway Cir

Nearby Streets

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