128 Ridgemont Pl, Franklin, TN 37064 Property Records

Williamson County property record for 128 Ridgemont Pl, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,332 sqft · built 1986
Lot Size	0.105 acres (4,582 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Oct 2022)
Tax Bill	$2,676 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`078D-B-007.00-000`

Property Details

APN / Parcel Number

Primary APN	`078D-B-007.00-000`
Alternative APNs	`094078D B 00700` `216655`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,332 sqft Living Area
Gross Area	1,631 sqft
1st Floor Area	1,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,582 sqft (0.105 acres)
Lot Dimensions	158 ft deep x 29 ft wide
Garage Type	Attached
Garage Area	299 sqft
Driveway	Driveway
Porch	Finished/Open Porch
Porch Area	14 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	128 RIDGEMONT PL
City	FRANKLIN
State	TN
Zip	37064-2940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD RIDGEMONT PLACE PB 9 PG 53 LOT 0007
Legal Subdivision	RIDGEMONT PLACE
Legal Lot Number	0007
Jurisdiction	WILLIAMSON TN
Township / Civil Division	10
Census Block Group	3
Census Block	3007
Census Tract	50904

Owner

128 Ridgemont Pl is owned and occupied by two individuals who acquired it in October 2025.

Source: Williamson County records, as of May 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	128 RIDGEMONT PL, FRANKLIN, TN 37064-2940
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FEDERAL CREDIT UNION
Oct 22, 2025	Intrafamily Transfer, Transfer · Line of Credit PENTAGON FCU
Oct 21, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2022 · Amount on File
Deed Sale	Oct 21, 2022 · Amount on File
Deed Document Number	202243845
Deed Book / Page	9130 / 474
Last Transfer Date	Oct 16, 2025
Transfer Doc	0098570088
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Recording Date	May 11, 2026
Property Address	128 RIDGEMONT PL, FRANKLIN, TN 37064-2940
Document Number	0000016413
Book / Page	10021 / 800
Instrument Date	May 4, 2026
Instrument	202616413
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	128 RIDGEMONT PL, FRANKLIN, TN 37064-2940

Mortgage

Document Number	0000016413,
Date	May 11, 2026
Book Page	10021/800
Instrument	202616413

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILLIAMSON TN
Recording Date	Oct 22, 2025
Property Address	128 RIDGEMONT PL, FRANKLIN, TN 37064-2940
Document Number	0098570088
Book / Page	9857 / 88
Map Reference	MB 9 PG 53
Instrument Date	Oct 16, 2025
Instrument	25034237
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	MORTGAGE CONNECT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	128 RIDGEMONT PL, FRANKLIN, TN 37064-2940

Mortgage

Document Number	0025034238
Date	Oct 22, 2025
Instrument	25034238

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Oct 21, 2022
Property Address	128 RIDGEMONT PL, FRANKLIN, TN 37064-2940
Document Number	0091300474
Book / Page	9130 / 474
Map Reference	MB 9 PG 53
Instrument Date	Oct 18, 2022
Instrument	22043845
Transaction Type	Transfer
Record Updated	Oct 28, 2022
Title Company	CITY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,757.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 RIDGEMONT PL, FRANKLIN, TN 37064-2940

Mortgage

Document Number	0022043846
Date	Oct 21, 2022
Instrument	22043846

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 128 Ridgemont Pl was $2,676, up 11.6% from the year before.

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Elementary School District	Franklin Special School District (PK - 08)
Secondary School District	Williamson County School District in Franklin (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,676.00 (+11.64%)	$129,700 Land $57,500 Building $72,200	$518,800 Land $230,000 Building $288,800
2024	$2,397.00 (+4.04%)
2023	$2,304.00 (+26.25%)	$84,650 (-) Land $26,250 Building $58,400	$338,600 (-) Land $105,000 Building $233,600
2022	$1,825.00	$84,650 Land $26,250 Building $58,400	$338,600 Land $105,000 Building $233,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 128 Ridgemont Pl in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	7 (2010–2021)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Mar 2021 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Ridgemont Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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