1. Home
  2. North Carolina
  3. Stanly County
  4. Locust
  5. Ridge Rd

128 Ridge Rd, Locust, NC 28097 Property Records

Stanly County property record for 128 Ridge Rd, Locust, NC 28097

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,391 sqft · built 1995
Lot Size2.58 acres (112,385 sqft)
Owner2 Individual Names on Record
Last Sale$277,000 (Jun 2017)
Tax Bill$4,014 (2026)
Deeds & MortgagesJun 2017 Sale
Flood ZoneZone X (minimal risk)
APN556504936293

Property Details

APN / Parcel Number

Primary APN556504936293
Alternative APNs
  • 1514752
  • 33793

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,391 sqft Finished Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialBrick Veneer
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area112,385 sqft (2.58 acres)
Garage TypeAttached
Garage Area602 sqft
PorchPorch
Porch Area386 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic

Location & Zoning

Account Number1514752
Street Address128 RIDGE RD
CityLOCUST
StateNC
Zip28097-9654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionHSE 128 RIDGE RD LT 21/22 HICKORY RIDGE 556504164
Legal SubdivisionHICKORY RIDGE SUDIVISION
Legal Lot Number21
JurisdictionSTANLY NC
Township / Civil DivisionFURR
Census Block Group1
Census Block1013
Census Tract930801

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address128 RIDGE RD, LOCUST, NC 28097-9654
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2017 · Amount on Record
Deed SaleJun 23, 2017 · Amount on Record
Deed Document Number2017391703
Deed Book / Page1613 / 937
Record UpdatedOct 29, 2026

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateJun 23, 2017
Property Address128 RIDGE RD, LOCUST, NC 28097-9654
Document Number0000391703
Book / Page001613 / 000937
Instrument DateJun 23, 2017
Instrument391703
Transaction TypeTransfer
Record UpdatedJun 28, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$554.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address128 RIDGE RD LOCUST NC 28097, LOCUST, NC 28097

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
MunicipalityLocust City
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,014.00 (+23.47%)$436,407 (+46.29%) Land $126,860 Building $309,547$436,407 (+46.29%) Land $126,860 Building $309,547
2023$3,251.00$298,318 Land $70,880 Building $227,438$298,318 Land $70,880 Building $227,438

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTANFIELD #3-POLK FORD/RENEE FORD
serves 854 people · EPA ID NC2084008
Water SourcePurchased surface water from STANLY CO-WEST STANLY DIST
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures