128 Richards St, Jacksonville, IL 62650 Property Records

Morgan County property record for 128 Richards St, Jacksonville, IL 62650

Property Summary

Property Type	Single Family Home
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$87,000 (Jul 2019)
Tax Bill	$1,264 (2025)
Deeds & Mortgages	May 2017 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-20-420-023`

Property Details

APN / Parcel Number

Primary APN	`09-20-420-023`

Exterior

Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	132 ft deep x 60 ft wide

Location & Zoning

Street Address	128 RICHARDS ST
City	JACKSONVILLE
State	IL
Zip	62650-2815
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: CITY OF JACKSONVILLE CHURCH HEIRS ADDITION 60FT X 132FT E OF SW COR LT 4 DOC-467697 8-6-97 73,000 2
Legal Range	10W
Legal Township	15N
Legal Section	20
Legal Subdivision	CHURCH HEIRS ADDITION
Legal Lot Number	4
Jurisdiction	MORGAN IL
Township / Civil Division	JACKSONVILLE NO. 3
Census Block Group	1
Census Block	1014
Census Tract	952000

Owner

128 Richards St is owned and occupied by an individual who bought it in July 2019.

Source: Morgan County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	128 RICHARDS ST, JACKSONVILLE, IL 62650-2815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage TOWN & COUNTRY BANC MORTGAGE SVCS INC
Jul 12, 2019	Warranty Deed, Transfer · Conventional Mortgage TOWN & COUNTRY BANC MORTGAGE SVCS I

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2019 · Amount on File
Deed Sale	Jul 12, 2019 · Amount on File
Deed Document Number	2019627189
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Property Address	128 RICHARDS ST, JACKSONVILLE, IL 62650-2815
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000616759
Date	May 1, 2017
Instrument	616759

Lender

Name	TOWN & COUNTRY BANC MORTGAGE SVCS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN IL
Recording Date	Jul 12, 2019
Property Address	128 RICHARDS ST, JACKSONVILLE, IL 62650-2815
Document Number	0000627189
Instrument Date	Jul 8, 2019
Instrument	627189
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	128 RICHARDS ST, JACKSONVILLE, IL 62650-2815

Mortgage

Document Number	0000627190
Date	Jul 12, 2019
Instrument	627190

Lender

Name	TOWN & COUNTRY BANC MORTGAGE SVCS I
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 128 Richards St was $1,264 with exemptions applied, up 15.6% from the year before.

Source: Morgan County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Morgan County
Municipality	Jacksonville City
Unified School District	Jacksonville School District 117 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,264.00 (+15.65%)	$27,620 Land $1,930 Building $25,690	$82,860 Land $5,790 Building $77,070
2024	$1,093.00
2023		$24,180 (-7.21%) Land $1,930 Building $22,250	$72,540 (-7.21%) Land $5,790 Building $66,750
2022	$1,244.00 (-11.46%) Homeowner's exemption Senior Citizen's exemption	$26,060 Land $1,930 Building $24,130	$78,180 Land $5,790 Building $72,390
2021	$1,405.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 128 Richards St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	15 (1979–2021)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Richards St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSONVILLE serves 19,903 people · EPA ID IL1370200
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Illinois Net, Verizon, Wisper ISP.

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