128 Regency Ct, #129, Covington, OH 45318 Property Records

Miami County property record for 128 Regency Ct, #129, Covington, OH 45318 · Last verified March 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,820 sqft · built 1979
Lot Size	0.215 acres (9,377 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Mar 2022)
Tax Bill	$2,261 (2025)
Deeds & Mortgages	Oct 2022 Transfer Mar 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`H19-011498`

Property Details

APN / Parcel Number

Primary APN	`H19-011498`
Alternative APNs	`080532.2-03-008-00` `H19SH083 02500`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,820 sqft Total Area
1st Floor Area	1,820 sqft

Exterior

Year Built	Built 1979
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	9,377 sqft
Lot Dimensions	120 ft deep x 51 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	176 sqft
Patio Area	176 sqft
Canopy	66 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	H19SH083 02500
Street Address	128 REGENCY CT # 129, 129
City	COVINGTON
State	OH
Zip	45318-1249
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	IL 1214 50.57'
Legal Subdivision	VILLAGE/COVINGTON
Legal Lot Number	1214
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2050
Census Tract	325000

Owner

Source: Miami County records · APN H19-011498

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	128 REGENCY CT # 129, 129, COVINGTON, OH 45318-1249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Transfer on Death Deed, Transfer
Mar 22, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 01, 2018	Deed of Trust, Mortgage · Line of Credit BOARD OF MIAMI COUNTY COMMISSIONERS
Nov 01, 2018	Deed of Trust, Mortgage · Line of Credit BOARD OF MIAMI COUNTY COMMISSIONERS
Nov 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 22, 2022 · Amount on Record
Deed Sale	Mar 22, 2022 · Amount on Record
Prior Sale	Nov 24, 2020
Deed Document Number	645
Record Updated	Jun 08, 2026

October 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 19, 2022
Property Address	128 REGENCY CT # 129, 129, COVINGTON, OH 45318-1249
Document Number	0000015259
Map Reference	MB 12 PG 104
Instrument Date	Oct 17, 2022
Instrument	2022OR-15259
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	128-129 REGENCY CT, 129, COVINGTON, OH 45318-1249

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Mar 22, 2022
Property Address	128-129 REGENCY CT, COVINGTON, OH 45318
Document Number	0000004573
Map Reference	MB 12 PG 104
Instrument Date	Mar 17, 2022
Instrument	2022OR-04573
Transaction Type	Transfer
Record Updated	Nov 10, 2022
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	128 REGENCY CT # 129, 129, COVINGTON, OH 45318-1249

Mortgage

Document Number	0000004574
Date	Mar 22, 2022
Instrument	2022OR-04574

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	128-129 REGENCY CT, COVINGTON, OH 45318
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013483
Date	Nov 01, 2018
Instrument	2018OR-13483

Lender

Name	BOARD OF MIAMI COUNTY COMMISSIONERS
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	128-129 REGENCY CT, COVINGTON, OH 45318
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013484
Date	Nov 01, 2018
Instrument	2018OR-13484

Lender

Name	BOARD OF MIAMI COUNTY COMMISSIONERS
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Oct 31, 2020

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI OH
Recording Date	Nov 24, 2020
Property Address	128-129 REGENCY CT, COVINGTON, OH 45318
Document Number	0000017698
Map Reference	MB 12 PG 104
Instrument Date	Nov 19, 2020
Instrument	2020OR-17698
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	190 S TIPPECANOE DR, TIPP CITY, OH 45371-1176

Mortgage

Document Number	0000017699
Date	Nov 24, 2020
Instrument	2020OR-17699

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2035

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,261.00 (+10.51%)	$67,690 (+26.71%) Land $8,820 Building $58,870	$193,400 (+26.74%) Land $25,200 Building $168,200
2024	$2,046.00 (+3.81%)	$53,420 (-) Land $9,560 Building $43,860
2023	$1,971.00 (-3.43%)	$53,420 (-) Land $9,560 Building $43,860	$152,600 (-) Land $27,300 Building $125,300
2022	$2,041.00	$53,420 Land $9,560 Building $43,860	$152,600 Land $27,300 Building $125,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391093250002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2017, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 94 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Benton Ridge Telephone Company	Fixed Wireless (licensed-by-rule)	400 / 40
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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