Madison County property record for 128 Reagan Dr, Troy, IL 62294
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,031 sqft · built 2022 |
| Lot Size | 0.288 acres (12,557 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $476,500 (Sep 2022) |
| Tax Bill | $10,104 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Sep 2022 Sale & Mortgage + 1 more |
| APN | 09-2-22-06-01-101-078 |
| Primary APN | 09-2-22-06-01-101-078 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 2,031 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Frame |
| Lot Area | 12,557 sqft (0.288 acres) |
| Lot Dimensions | 167 ft deep x 75.1 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 128 REAGAN DR |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-2553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE HOMES AT LIBERTY PLACE PHASE 2 LOT 186 75.14 X 167.11 IRREGULAR |
| Legal Subdivision | THE HOMES AT LIBERTY PLACE |
| Legal Phase | 2 |
| Legal Lot Number | 186 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | JARVIS |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 403533 |
Source: Madison County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 128 REAGAN DR, TROY, IL 62294-2553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage R P LUMBER CO INC |
| Sep 20, 2022 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Jan 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage R P LUMBER CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2022 · Amount on Record |
| Deed Sale | Sep 20, 2022 · Amount on Record |
| Prior Sale | Jan 18, 2022 · Amount on Record |
| Deed Document Number | 202230824 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 128 REAGAN DR, TROY, IL 62294-2553 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000002275 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 2022R02275 |
| Name | R P LUMBER CO INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Sep 20, 2022 |
| Property Address | 128 REAGAN DR, TROY, IL 62294-2553 |
| Document Number | 0000030824 |
| Map Reference | PC 65 PG 185 |
| Instrument Date | Sep 16, 2022 |
| Instrument | 2022R30824 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $714.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 128 REAGAN DR, TROY, IL 62294-2553 |
| Document Number | 0000030825 |
|---|---|
| Date | Sep 20, 2022 |
| Instrument | 2022R30825 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Jan 18, 2022 |
| Property Address | 128 REAGAN DR, TROY, IL 62294-2553 |
| Document Number | 0000002272 |
| Map Reference | PC 65 PG 185 |
| Instrument Date | Jan 14, 2022 |
| Instrument | 2022R02272 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $90.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 514 E VANDALIA ST, EDWARDSVILLE, IL 62025-1855 |
| Name | Verified Name |
|---|---|
| Address | 10890 LINCOLN TRL, FAIRVIEW HEIGHTS, IL 62208-2098 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002273 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 2022R02273 |
| Name | R P LUMBER CO INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000002274 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 2022R02274 |
| Name | VICKSBURG DEVELOPMENT INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Jarvis Township |
| Municipality | Troy City |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,104.00 (+50,42%) | $152,040 (+56,211.11%) Land $20,780 Building $131,260 | $456,120 (+56,141.68%) Land $62,340 Building $393,780 |
| 2024 | $20.00 | ||
| 2022 | $20.00 | $270 Land $270 | $811 Land $811 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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