128 Pyle Rd, Oberlin, OH 44074 Property Records

Lorain County property record for 128 Pyle Rd, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,946 sqft · built 1968
Lot Size	0.371 acres (16,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Oct 2014)
Tax Bill	$5,679 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-00-083-105-012`

Property Details

APN / Parcel Number

Primary APN	`09-00-083-105-012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,946 sqft Living Area
Gross Area	2,584 sqft
1st Floor Area	2,226 sqft
Basement Area	1,874 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Lot Area	16,204 sqft (0.371 acres)
Lot Dimensions	180 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	462 sqft
Porch	Enclosed Frame Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	128 PYLE SOUTH AMHERST RD
City	OBERLIN
State	OH
Zip	44074
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLARK WOOD 90 X 180
Legal Subdivision	CLARK WOOD
Legal Block	105
Legal Lot Number	19
Jurisdiction	LORAIN OH
Township / Civil Division	OBERLIN
Census Block Group	3
Census Block	3005
Census Tract	60200

Owner

Source: Lorain County records, as of February 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 PYLE RD, OBERLIN, OH 44074-1438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage BLACKRIDGEBANK
Jun 23, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2014 · Amount on Record
Deed Sale	Oct 15, 2014 · Amount on Record
Prior Sale	Sep 1, 2005
Deed Document Number	2014522317
Prior Transfer Date	Jun 12, 1998
Prior Transfer Doc	0000543192
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	128 PYLE RD, OBERLIN, OH 44074-1438
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210840821
Date	Sep 24, 2021
Instrument	2021-0840821

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Oct 1, 2033

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	128 PYLE RD, OBERLIN, OH 44074-1438
Document Number	0000706309
Instrument Date	Feb 28, 2019
Transaction Type	Mortgage
Record Updated	Mar 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	128 PYLE RD OBERLIN OH 440741438, OBERLIN, OH 44074-1438

Mortgage

Document Number	0000706309
Date	Mar 5, 2019
Instrument	706309

Lender

Name	BLACKRIDGEBANK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 4, 2034

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	128 PYLE RD, OBERLIN, OH 44074-1438
Document Number	0000635673
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 20, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	128 PYLE RD OBERLIN OH 440741438, OBERLIN, OH 44074-1438

Mortgage

Document Number	0000635673
Date	Jul 6, 2017
Instrument	635673

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Oberlin City
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,679.00 (-4.17%) Homeowner's exemption	$121,090 (%) Land $21,610 Building $99,480	$345,980 (-) Land $61,740 Building $284,240
2024	$5,926.00 (+13.22%)	$121,093 (+25.97%) Land $21,609 Building $99,484	$345,980 (+25.97%) Land $61,740 Building $284,240
2023	$5,234.00 (+2.77%)	$96,128 (%) Land $19,968 Building $76,160	$274,650 (-) Land $57,050 Building $217,600
2022	$5,093.00	$96,130 Land $19,970 Building $76,160
2021			$274,650 Land $57,050 Building $217,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2004–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cable Co-op Cable · Fiber in parts of the area	1,000 / 50
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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