128 Prestwick Dr, Georgetown, KY 40324 Property Records

Scott County property record for 128 Prestwick Dr, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 3,171 sqft · built 2007
Lot Size0.215 acres (9,365 sqft)
OwnerIndividual Name on Record
Last Sale$345,000 (Apr 2020)
Tax Bill$3,754 (2025)
Deeds & MortgagesJun 2020 Line of Credit
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN189-20-140.000

Property Details

APN / Parcel Number

Primary APN189-20-140.000

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths5 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area3,171 sqft Living Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick
Lot Area9,365 sqft (0.215 acres)
Garage TypeAttached
Garage Area598 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address128 PRESTWICK DR
CityGEORGETOWN
StateKY
Zip40324-8784
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHERRY BLOSSOM VILLAGE PHASE 6
Legal SubdivisionCHERRY BLOSSOM VILLAGE PHASE 6
Legal Phase6
Legal Lot Number31
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group2
Census Block2005
Census Tract40303

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lane's Run Historic District
listed 1984 · 18 contributing resources · NRIS 84001986

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Scott County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address128 PRESTWICK DR, GEORGETOWN, KY 40324-8784
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2020Deed of Trust, Mortgage · Line of Credit
KENTUCKY BANK
Apr 3, 2020Deed, Transfer · Conventional Mortgage
KENTUCKY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 2020 · Amount on Record
Deed SaleApr 3, 2020 · Amount on Record
Prior SaleJun 6, 2006 · Amount on Record
Deed Document Number2020414062
Deed Book / Page413 / 529
Prior Transfer DateMar 27, 2020
Prior Transfer DocD413/529
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address128 PRESTWICK DR, GEORGETOWN, KY 40324-8784
Transaction TypeMortgage
Record UpdatedJun 16, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1512/448
DateJun 1, 2020
Book PageM1512/448
Instrument416811
Lender
NameKENTUCKY BANK
TypeBank
AddressGEORGETOWN, KY 40324
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueMay 14, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateApr 3, 2020
Property Address128 PRESTWICK DR, GEORGETOWN, KY 40324-8784
Document NumberD413/529
Book / PageD413 / 529
Map ReferenceCAB 8 SL 179
Instrument DateMar 27, 2020
Instrument414062
Transaction TypeTransfer
Record UpdatedJun 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$345.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address128 PRESTWICK DR, 128, GEORGETOWN, KY 40324-8784

Transferred To (Grantee/Buyer)

NameVerified Name
Address229 IKEBANA DR, GEORGETOWN, KY 40324-7907

Mortgage

Document Number414063
DateApr 3, 2020
Instrument414063
Lender
NameKENTUCKY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 1, 2040

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,754.00 (+3.13%)$421,500 (+4.98%)$421,500 (+4.98%)
2023$3,640.00 (+17.95%)$401,500 (+12.88%) Land $50,000 Building $351,500$401,500 (+12.88%) Land $50,000 Building $351,500
2022$3,086.00$355,700 Land $50,000 Building $305,700$355,700 Land $50,000 Building $305,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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