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128 Prairie Ridge Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 128 Prairie Ridge Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,932 sqft · built 2014
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$211,930 (Dec 2014)
Tax Bill$1,737 (2025)
Deeds & MortgagesJan 2021 Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN027501-5170

Property Details

APN / Parcel Number

Primary APN027501-5170

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,932 sqft Living Area
Gross Area2,496 sqft
1st Floor Area1,932 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area404 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area258 sqft
Patio Area172 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address128 PRAIRIE RIDGE DR
CitySAINT AUGUSTINE
StateFL
Zip32092-1852
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description64/68-77 SAMARA LAKES PARCEL C PHASE 2 LOT 517 OR3970/235
Legal Range28E
Legal Township06S
Legal Section37
Legal SubdivisionSAMARA LAKES PARCEL C PHASE 2
Legal Phase2
Legal Block1
Legal Lot Number517
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1007
Census Tract20906

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address128 PRAIRIE RIDGE DR, SAINT AUGUSTINE, FL 32092-1852
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOMESTAR FINANCIAL CORP
Sep 8, 2017Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2014 · Amount on Record
Deed SaleDec 30, 2014 · Amount on Record
Deed Document Number201475118
Deed Book / Page3970 / 235
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address128 PRAIRIE RIDGE DR, SAINT AUGUSTINE, FL 32092-1852
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 PRAIRIE RIDGE DR, SAINT AUGUSTINE, FL 32092-1852

Mortgage

Document Number0051571500
DateJan 21, 2021
Book Page5157/1500
Instrument2021007312
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
AddressGAINESVILLE, GA 30501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address128 PRAIRIE RIDGE DR, SAINT AUGUSTINE, FL 32092-1852
Document Number0044341911
Book / Page004434 / 001911
Instrument DateSep 8, 2017
Transaction TypeMortgage
Record UpdatedOct 4, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address128 PRAIRIE RIDGE DR ST AUGUSTINE FL 320921852, ST AUGUSTINE, FL 32092-1852

Mortgage

Document Number0044341911
DateSep 15, 2017
Book Page004434/001911
Instrument62963
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32232-5085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 14, 2037

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$223,328 (+2.7%)$313,736 (-7.35%) Land $80,000 Building $233,736
2025$1,737.00 (-27.9%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$217,457 (+2.9%)$338,611 (-0.1%) Land $80,000 Building $258,611
2024$2,409.00 (+2.16%) Homeowner's exemption$211,328 (+3%)$338,965 (-1.21%) Land $95,000 Building $243,965
2023$2,358.00 (+3.33%) Homeowner's exemption$205,173 (+3%)$343,100 (+4.26%) Land $105,000 Building $238,100
2022$2,282.00 Homeowner's exemption$199,197$329,079 Land $84,000 Building $245,079

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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