Madison County property record for 128 Pine Willow Cir, Madison, AL 35758
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,118 sqft · built 2019 |
| Owner | 2 Individual Names on File |
| Last Sale | $485,662 (Sep 2019) |
| Tax Bill | $4,881 (2026) |
| Deeds & Mortgages | Jan 2026 Line of Credit Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-03-08-0-002-021.078 |
| Primary APN | 16-03-08-0-002-021.078 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,118 sqft Living Area |
| 1st Floor Area | 3,118 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 498469 |
|---|---|
| Street Address | 128 PINE WILLOW CIR |
| City | MADISON |
| State | AL |
| Zip | 35758-4304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 91 WILLOW CREEK PH 3 PART 1 PB 2019-3077 |
| Legal Range | 02W |
| Legal Township | 04S |
| Legal Section | 08 |
| Legal Subdivision | WILLOW CREEK |
| Legal Tract | 2 |
| Legal Lot Number | 91 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11026 |
128 Pine Willow Cir is owned and occupied by two individuals who bought it in September 2019.
Source: Madison County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 128 PINE WILLOW CIR, MADISON, AL 35758-4304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Sep 19, 2019 | Grant Deed, Subdivision Related Transfer · VA Mortgage SOUTHERN FIDELITY MTG GROUP/HU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2019 · Amount on File |
| Deed Sale | Sep 19, 2019 · Amount on File |
| Deed Document Number | 201961263 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 128 PINE WILLOW CIR, MADISON, AL 35758-4304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 128 PINE WILLOW CIR, MADISON, AL 35758-4304 |
| Document Number | 0000017928 |
|---|---|
| Date | Jan 30, 2026 |
| Book Page | 2026/17928 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | 820 FOLLIN LN SE, VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Feb 1, 2066 |
| Change Frequency | Monthly |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Sep 19, 2019 |
| Property Address | 128 PINE WILLOW CIR, MADISON, AL 35758-4304 |
| Document Number | 0000061263 |
| Instrument Date | Sep 17, 2019 |
| Instrument | 61263 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $485.66 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 128 PINE WILLOW CIR MADISON AL 35758, MADISON, AL 35758 |
| Document Number | 61264 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | 61264 |
| Name | SOUTHERN FIDELITY MTG GROUP/HU |
|---|---|
| Address | HUNTSVILLE, AL 35801 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 18, 2049 |
The 2026 property tax bill for 128 Pine Willow Cir was $4,881 with a homeowner's exemption, up 7% from the year before.
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,881.00 (+7.04%) | ||
| 2025 | $4,560.00 Homeowner's exemption | $66,160 Land $12,400 Building $53,760 | $693,700 Land $130,000 Building $563,700 |
| 2023 | $4,259.00 (+10.91%) Homeowner's exemption | $61,840 (+10.82%) Land $9,500 Building $52,340 | $618,400 (+10.82%) Land $95,000 Building $523,400 |
| 2022 | $3,840.00 Homeowner's exemption | $55,800 Land $9,500 Building $46,300 | $558,000 Land $95,000 Building $463,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 128 Pine Willow Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 128 Pine Willow Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.1% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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