128 Pine Cone Dr, Davenport, FL 33897 Property Records

Polk County property record for 128 Pine Cone Dr, Davenport, FL 33897

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,140 sqft · built 2001
Lot Size	0.133 acres (5,776 sqft)
Owner	2 Individual Names on File
Last Sale	$328,000 (Feb 2023)
Tax Bill	$3,152 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-25-25-999994-000140`

Property Details

APN / Parcel Number

Primary APN	`26-25-25-999994-000140`
Alternative APNs	`252526999994000140` `52526000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,140 sqft Living Area
Gross Area	1,470 sqft
1st Floor Area	1,140 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	5,776 sqft (0.133 acres)
Lot Dimensions	105 ft deep x 55 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	330 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	220 sqft
Porch	Unfinished Open Porch
Porch Area	44 sqft

Location & Zoning

Street Address	128 PINE CONE DR
City	DAVENPORT
State	FL
Zip	33897-4655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLORIDA PINES PHASE1 PB 111 PGS 44-46 LOT 14
Legal Range	26E
Legal Township	25S
Legal Section	25
Legal Subdivision	FLORIDA PINES PHASE 1
Legal Phase	1
Legal Tract	999994
Legal Block	1
Legal Lot Number	14
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1028
Census Tract	12413

Owner

128 Pine Cone Dr is owned and occupied by two individuals who bought it in February 2023.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	128 PINE CONE DR, DAVENPORT, FL 33897-4655
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2023 · Amount on File
Deed Sale	Feb 16, 2023 · Amount on File
Prior Sale	Jan 16, 2002 · Amount on File
Deed Document Number	202338359
Deed Book / Page	12585 / 2103
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 16, 2023
Property Address	128 PINE CONE DR, DAVENPORT, FL 33897-4655
Document Number	0000038359
Book / Page	12585 / 2103
Map Reference	MB 111 PG 44
Instrument Date	Feb 14, 2023
Instrument	2023038359
Transaction Type	Transfer
Record Updated	Feb 28, 2023
Title Company	OLIVER TITLE LAW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,296.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 COVERDALE DRIVE, SCARBOROUGH XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 PINE CONE DR, DAVENPORT, FL 33897-4655

Mortgage

Document Number	0125852105
Date	Feb 16, 2023
Instrument	12585/2105

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 128 Pine Cone Dr was $3,152.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,988 (-1.57%) Land $62,000 Building $177,988	$239,988 (-1.57%) Land $62,000 Building $177,988
2025	$3,152.00	$243,811 Land $62,000 Building $181,811	$243,811 Land $62,000 Building $181,811
2023	$3,184.00 (+10.44%)	$232,918 (+15.72%) Land $60,000 Building $172,918	$232,918 (+15.72%) Land $60,000 Building $172,918
2022	$2,883.00	$201,274 Land $50,000 Building $151,274	$201,274 Land $50,000 Building $151,274

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Pine Cone Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Pine Cone Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Spectrum, Xfinity.

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