Essex County and Lawrence City property record for 128 Phillips St, Lawrence, MA 01843
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,455 sqft · built 1945 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $221,000 (Jan 2018) |
| Tax Bill | $3,847 (2026) |
| Deeds & Mortgages | Dec 2021 Line of Credit May 2024 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 60 0000 0024 A |
| Primary APN | 60 0000 0024 A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,455 sqft Living Area |
| Gross Area | 2,636 sqft |
| Basement Area | 837 sqft |
| Unfinished Basement | 837 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 60 0000 0024 A |
|---|---|
| Street Address | 128 PHILLIPS ST |
| City | LAWRENCE |
| State | MA |
| Zip | 01843-2322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Lot Number | 24 |
| Jurisdiction | LAWRENCE MA |
| Township / Civil Division | LAWRENCE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 251700 |
Source: Essex County and Lawrence City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 128 PHILLIPS ST, LAWRENCE, MA 01843-2322 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 23, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| May 2, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Sep 14, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jan 11, 2018 | Quit Claim Deed, Transfer NEW FREEDOM MORTGAGE CORP |
| Nov 15, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Nov 15, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2018 · Amount on Record |
| Deed Sale | Jan 11, 2018 · Amount on Record |
| Prior Sale | Nov 15, 2017 |
| Deed Book / Page | 15359 / 34 |
| Last Transfer Date | Sep 14, 2023 |
| Transfer Doc | 017833-193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Property Address | 128 PHILLIPS ST, LAWRENCE, MA 01843-2322 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0017287-85 |
|---|---|
| Date | Dec 23, 2021 |
| Book Page | 17287/85 |
| Instrument | 41763 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Jan 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Property Address | 128 PHILLIPS ST, LAWRENCE, MA 01843-2322 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 017981-105 |
|---|---|
| Date | May 2, 2024 |
| Book Page | 17981/105 |
| Instrument | 6563 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Recording Date | Sep 14, 2023 |
| Property Address | 128 PHILLIPS ST, LAWRENCE, MA 01843-2322 |
| Document Number | 017833-193 |
| Book / Page | 17833 / 193 |
| Instrument Date | Sep 14, 2023 |
| Instrument | 15162 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 128 PHILLIPS ST, LAWRENCE, MA 01843-2322 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Recording Date | Jan 11, 2018 |
| Property Address | 128 PHILLIPS ST, LAWRENCE, MA 01843-2322 |
| Document Number | 15359-34 |
| Book / Page | 15359 / 34 |
| Instrument | 732 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25.46 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 128 PHILLIPS ST, LAWRENCE, MA 01843-2322 |
| Document Number | 153590037 |
|---|---|
| Date | Jan 11, 2018 |
| Instrument | 15359/0037 |
| Name | NEW FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 11, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Recording Date | Nov 15, 2017 |
| Property Address | 128 PHILLIPS ST, LAWRENCE, MA 01843-2322 |
| Document Number | 15297-56 |
| Book / Page | 015297 / 000056 |
| Instrument Date | Dec 26, 2015 |
| Instrument | 29911 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 128 PHILLIPS ST LAWRENCE MA 01840, LAWRENCE, MA 01840 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAWRENCE MA |
| Recording Date | Nov 15, 2017 |
| Property Address | 128 PHILLIPS ST, LAWRENCE, MA 01843-2322 |
| Document Number | 15297-54 |
| Book / Page | 015297 / 000054 |
| Instrument Date | Dec 26, 2015 |
| Instrument | 29910 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 128 PHILLIPS ST LAWRENCE MA 01840, LAWRENCE, MA 01840 |
Source: Essex County and Lawrence City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lawrence City |
| Unified School District | Lawrence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,847.00 (+5.37%) | $445,300 (+7.33%) Land $133,800 Building $311,500 | $502,248 (+22.49%) |
| 2025 | $3,651.00 (+5.86%) | $414,900 (+11.26%) Land $103,400 Building $311,500 | $410,020 |
| 2024 | $3,449.00 (-6.07%) | $372,900 (+3.18%) Land $111,900 Building $261,000 | |
| 2023 | $3,672.00 | $361,400 Land $103,800 Building $257,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 10 (1987–2010) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2016 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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