128 Phelps Rd, Lamont, FL 32336 Property Records

Jefferson County property record for 128 Phelps Rd, Lamont, FL 32336

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 2,100 sqft · built 2005
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,359 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Apr 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`13-1N-4E-0000-0223-0000`

Property Details

APN / Parcel Number

Primary APN	`13-1N-4E-0000-0223-0000`
Alternative APN	`6024`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	2,100 sqft Living Area
1st Floor Area	2,100 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	435,600 sqft (10 acres)
Porch	Open Porch
Porch Area	280 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	128 PHELPS RD
City	LAMONT
State	FL
Zip	32336-7000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10 ACRES PT OF SW1/4 ORB 558 P 462
Legal Range	04E
Legal Township	01N
Legal Section	13
Legal Lot Number	13
Jurisdiction	JEFFERSON FL
Township / Civil Division	MONTICELLO
Census Block Group	2
Census Block	2017
Census Tract	250104

Owner

128 Phelps Rd is owned and occupied by two individuals who acquired it in December 2004.

Source: Jefferson County records, as of December 12, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	128 PHELPS RD, LAMONT, FL 32336-7000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS NAT'L BK
Apr 2, 2018	Loan Modification, Mortgage FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2004
Deed Sale	Dec 20, 2004
Deed Document Number	0000558462
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON FL
Property Address	128 PHELPS RD, LAMONT, FL 32336-7000
Document Number	0007610489
Instrument Date	Oct 29, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	128 PHELPS RD LAMONT FL 323367000, LAMONT, FL 32336-7000

Mortgage

Document Number	0007610489
Date	Nov 2, 2018
Book Page	000761/000489
Instrument	33002959

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	MONTICELLO, FL 32344

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2033

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON FL
Property Address	128 PHELPS RD, LAMONT, FL 32336-7000
Document Number	0007530178
Instrument Date	Apr 2, 2018
Transaction Type	Mortgage
Record Updated	Apr 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	128 PHELPS RD LAMONT FL 323367000, LAMONT, FL 32336-7000

Mortgage

Document Number	0007530178
Date	Apr 13, 2018
Book Page	000753/000178
Instrument	33000999

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	TALLAHASSEE, FL 32308

Agreement

Term	120 Months
Due	Apr 12, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 128 Phelps Rd was $2,359 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,359.00 Homeowner's exemption	$189,074 (+2.9%)	$289,679 (+6.99%) Land $105,000 Building $184,679
2024	$2,359.00 (+2.83%) Homeowner's exemption	$183,746 (+3%)	$270,753 (-2.63%) Land $90,000 Building $180,753
2023	$2,294.00 (+7.95%) Homeowner's exemption	$178,394 (+3%)	$278,055 (+28.68%) Land $95,000 Building $183,055
2022	$2,125.00 Homeowner's exemption	$173,198	$216,087 Land $55,000 Building $161,087

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Phelps Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Phelps Rd is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
CenturyLink DSL	10 / 1

May also be available: AT&T.

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