128 Persimmon St, Denison, TX 75020 Property Records

Grayson County property record for 128 Persimmon St, Denison, TX 75020

Property Summary

Property Type	Single Family Home
Details	1,167 sqft · built 1952
Lot Size	0.229 acres (10,001 sqft)
Owner	Individual Name on Record
Tax Bill	$1,161 (2024)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011B6545117`

Property Details

APN / Parcel Number

Primary APN	`011B6545117`
Alternative APN	`101270`

Interior

Building Area	1,167 sqft Living Area
1st Floor Area	1,167 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2006
Lot Area	10,001 sqft (0.229 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Porch	Open Porch
Porch Area	253 sqft
Utility Building	80 sqft

Location & Zoning

Account Number	101270
Old Parcel Number	011B6545117
Street Address	128 PERSIMMON ST
City	DENISON
State	TX
Zip	75020-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKY POINT ESTATE SEC B, LOT 147 & 148
Legal Subdivision	ROCKY POINT ESTATE SEC B
Legal Lot Number	147,148 148
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	1
Census Block	1015
Census Tract	302

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	128 PERSIMMON ST, DENISON, TX 75020-2704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2019	Deed of Trust, Mortgage OSN TEXAS
Jul 8, 2019	Vendor's Lien, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORP
Jan 13, 2017	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2019
Deed Sale	Jul 8, 2019
Prior Sale	Jan 13, 2017
Deed Document Number	2019-00016024
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	128 PERSIMMON ST, DENISON, TX 75020-2704
Document Number	0000025268
Instrument Date	Oct 14, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	OSN TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 PERSIMMON ST DENISON TX 750202704, DENISON, TX 75020-2704

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Jul 8, 2019
Property Address	128 PERSIMMON ST, DENISON, TX 75020-2704
Document Number	0000016024
Map Reference	VOL 1 PG 70
Instrument Date	Jul 5, 2019
Instrument	2019-00016024
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	OSN TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 PERSIMMON ST, DENISON, TX 75020-2704

Mortgage

Document Number	0000016025
Date	Jul 8, 2019
Instrument	2019-00016025

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Mortgage

Document Number	0000016026
Date	Jul 8, 2019
Instrument	2019-00016026

Lender

Name	TEXAS DEPARTMERN OF HOUSING AND COMMUNIT
Type	Government Agency
Address	AUSTIN, TX 78711

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Jan 13, 2017
Property Address	128 PERSIMMON ST, DENISON, TX 75020-2704
Document Number	0000000962
Book / Page	5935 / 00258
Map Reference	VOL1 PG70
Instrument Date	Jan 10, 2017
Instrument	2017-00000962
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	CHAPIN TITLE CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 PERSIMMON ST, 128, DENISON, TX 75020-2704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 PERSIMMON ST, DENISON, TX 75020-2704

Mortgage

Document Number	0000000963
Date	Jan 13, 2017
Instrument	2017-00000963

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Type Change Date	Feb 1, 2022

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$162,772 (+0.11%) Land $25,200 Building $137,572	$162,772 (+0.11%) Land $25,200 Building $137,572
2024	$1,161.00 (-24.95%)
2023		$162,592 Land $22,300 Building $140,292	$162,592 Land $22,300 Building $140,292
2022	$1,547.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	18 (1990–2019)
Claims Outside the SFHA	10 of 18
Most Recent Claim	Sep 2019 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 6 claims Severe Storms, Tornadoes, And Flooding, Jul 2007 · 3 claims Severe Storms, Tornadoes & Flooding, May 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKY POINT ESTATES private · serves 441 people · EPA ID TX0910038
Water Source	Purchased surface water from CITY OF DENISON
Last State Inspection	Oct 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
TekWav Fixed Wireless	500 / 100
Nextlink Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20

May also be available: 360 Broadband.

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