128 Pee Dee Rd, Mount Gilead, NC 27306 Property Records

Montgomery County property record for 128 Pee Dee Rd, Mount Gilead, NC 27306

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 1969
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on File
Last Sale	$87,500 (Sep 2010)
Tax Bill	$751 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7505 02 97 7482`

Property Details

APN / Parcel Number

Primary APN	`7505 02 97 7482`
Alternative APN	`74487`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,600 sqft Finished Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,155 sqft (0.83 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	74487
Street Address	128 PEE DEE RD
City	MOUNT GILEAD
State	NC
Zip	27306-8960
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	THOMPSON LOTS 5A, 6A & 0 L. K. THOMSPON
Legal Subdivision	THE THOMPSON LANDS
Legal Lot Number	5A,6A
Jurisdiction	MONTGOMERY NC
Township / Civil Division	MOUNT GILEAD
Census Block Group	1
Census Block	1029
Census Tract	960402

Owner

128 Pee Dee Rd is owned and occupied by two individuals who bought it in September 2010.

Source: Montgomery County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	128 PEE DEE RD, MOUNT GILEAD, NC 27306-8960
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
May 8, 2018	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2010 · Amount on File
Deed Sale	Sep 23, 2010 · Amount on File
Deed Document Number	2010322713
Deed Book / Page	663 / 343
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	128 PEE DEE RD, MOUNT GILEAD, NC 27306-8960
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	876/166
Date	Jun 23, 2021
Book Page	876/166
Instrument	368796

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NC
Property Address	128 PEE DEE RD, MOUNT GILEAD, NC 27306-8960
Transaction Type	Mortgage
Record Updated	May 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0807/0632
Date	May 8, 2018
Book Page	0807/0632
Instrument	354497

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 128 Pee Dee Rd was $751.

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,367 (-) Land $7,055 Building $110,312	$117,367 (-) Land $7,055 Building $110,312
2025	$751.00	$117,367 Land $7,055 Building $110,312	$117,367 Land $7,055 Building $110,312
2023		$117,367 Land $7,055 Building $110,312	$117,367 Land $7,055 Building $110,312

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Pee Dee Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Pee Dee Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SYSTEM serves 15,362 people · EPA ID NC0362010
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025 Total trihalomethanes resolved · Apr 2025 Turbidity resolved · Feb 2019
Treatment and Procedure	Organic carbon removal Jan 2022
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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