Rutherford County property record for 128 Pearson Cir, Lake Lure, NC 28746
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 2 ba · 1,008 sqft · built 1981 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $65,000 (Dec 2020) |
| Tax Bill | $612 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0232422 |
| Primary APN | 0232422 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,008 sqft Heated Area |
| Flooring | Wood |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Mobile Home |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 40,946 sqft (0.94 acres) |
| Deck Area | 48 sqft |
| Heating System | Electric |
|---|
| Street Address | 128 PEARSON CIR |
|---|---|
| City | LAKE LURE |
| State | NC |
| Zip | 28746-9846 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R2 |
| Legal Description | GPIN:0652102568590000; BUFFALO SHOALS RD |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | CHIMNEY ROCK |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 960302 |
Source: Rutherford County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 121 BRUSH CREEK RD, FLETCHER, NC 28732-9111 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Apr 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Dec 9, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2020 · Amount on Record |
| Deed Sale | Dec 9, 2020 · Amount on Record |
| Deed Book / Page | 2040 / 1371 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Apr 2, 2026 |
| Property Address | 128 PEARSON CIR, LAKE LURE, NC 28746-9846 |
| Document Number | 2101001220 |
| Book / Page | 2101 / 1220 |
| Instrument Date | Mar 31, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 128 PEARSON CIR, LAKE LURE, NC 28746-9846 |
| Document Number | 2101001220, |
|---|---|
| Date | Apr 2, 2026 |
| Book Page | 2101/1220 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Apr 1, 2049 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Dec 9, 2020 |
| Property Address | 128 PEARSON CIR, LAKE LURE, NC 28746-9846 |
| Document Number | 0020401371 |
| Book / Page | 002040 / 001371 |
| Instrument Date | Dec 9, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $130.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 128 PEARSON CIR FRANKLIN NC 28744, FRANKLIN, NC 28744 |
Source: Rutherford County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Lake Lure Town |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $612.00 (+176.92%) | $70,000 (-) Land $56,000 Building $14,000 | $70,000 (-) Land $56,000 Building $14,000 |
| 2023 | $70,000 Land $56,000 Building $14,000 | $70,000 Land $56,000 Building $14,000 | |
| 2022 | $221.00 | ||
| 2021 | $221.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 11 (2021–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Vyve Broadband.
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