128 Palmer St, Arlington, MA 02474 Property Records

Middlesex County and Arlington Town property record for 128 Palmer St, Arlington, MA 02474

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,354 sqft · built 1925
Lot Size	0.118 acres (5,160 sqft)
Owner	2 Individual Names on File
Last Sale	$765,000 (Aug 2023)
Tax Bill	$7,989 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Feb 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`312531`

Property Details

APN / Parcel Number

Primary APN	`312531`
Alternative APN	`ARLI M:043.A B:0005 L:0128`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,354 sqft Living Area
Basement Area	475 sqft
Unfinished Basement	475 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,160 sqft
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	312531
Street Address	128 PALMER ST
City	ARLINGTON
State	MA
Zip	02474-3310
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Subdivision	128-130 PALMER STREET CONDO
Legal Block	5
Legal Lot Number	128
Jurisdiction	ARLINGTON MA
Township / Civil Division	ARLINGTON
Census Block Group	6
Census Block	6001
Census Tract	356300

Owner

128 Palmer St, a condominium, is owned and occupied by two individuals who bought it in August 2023.

Source: Middlesex County and Arlington Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	128 PALMER ST, ARLINGTON, MA 02474-3310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Condominium Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC
Feb 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO
Jun 15, 2018	Quit Claim Deed, Transfer BLUE HILLS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2023 · Amount on File
Deed Sale	Aug 21, 2023 · Amount on File
Prior Sale	Jun 15, 2018 · Amount on File
Deed Book / Page	81908 / 218
Transfer Doc	071159-431
Record Updated	Oct 29, 2026

August 2023: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	ARLINGTON MA
Recording Date	Aug 21, 2023
Property Address	128 PALMER ST, ARLINGTON, MA 02474-3310
Document Number	081908-218
Book / Page	81908 / 218
Instrument Date	Aug 21, 2023
Instrument	93654
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	128 PALMER ST # 128, 128, ARLINGTON, MA 02474-3310

Mortgage

Document Number	0000093655
Date	Aug 21, 2023
Instrument	93655

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	128 PALMER ST, ARLINGTON, MA 02474-3310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74164-267
Date	Feb 21, 2020
Book Page	74164/267
Instrument	25996

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ARLINGTON MA
Recording Date	Jun 15, 2018
Property Address	128 PALMER ST, ARLINGTON, MA 02474-3310
Document Number	71159-431
Book / Page	71159 / 431
Instrument	86040
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 PALMER ST, ARLINGTON, MA 02474-3310

Mortgage

Document Number	711590434
Date	Jun 15, 2018
Instrument	71159/0434

Lender

Name	BLUE HILLS BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 128 Palmer St was $7,989, up 3% from the year before.

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Arlington Town
Unified School District	Arlington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,989.00 (+2.98%)	$748,700 (+3.94%) Building $745,000	$761,257 (-8.48%)
2025	$7,758.00 (+18.32%)	$720,300 (+16.33%) Building $720,300	$831,820 (+16.59%)
2024	$6,557.00 (-2.15%)	$619,200 (+3.58%) Building $619,200	$713,450
2023	$6,701.00	$597,800 Building $597,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Palmer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 128 Palmer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLINGTON WATER DEPT. (MWRA) serves 46,308 people · EPA ID MA3010000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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