128 Palmer Ave, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 128 Palmer Ave, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,442 sqft · built 1923
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on Record
Last Sale$30,000 (Apr 2006)
Tax Bill$966 (2026)
Deeds & MortgagesJan 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN301301 242.060-1-34

Property Details

APN / Parcel Number

Primary APN301301 242.060-1-34
Alternative APNs
  • 130124206000010340000000
  • 301301 242.060-0001-034
  • 05610 02

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,442 sqft Living Area
1st Floor Area770 sqft
2nd Floor Area672 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area2,614 sqft (0.06 acres)
Lot Width45 ft Width
PorchSlab
Porch Area144 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number05610 02
Street Address128 PALMER AVE
CityROME
StateNY
Zip13440-6074
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionHL 45X60
Legal Block1
Legal Lot Number34.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group1
Census Block1006
Census Tract22500

Owner

Source: Oneida County and Rome City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address128 PALMER AVE, ROME, NY 13440-6074
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2006 · Amount on Record
Deed SaleApr 28, 2006 · Amount on Record
Deed Book / Page2006 / 8507
Prior Transfer DateOct 31, 2002
Prior Transfer Doc2002027352
Record UpdatedOct 29, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address128 PALMER AVE, ROME, NY 13440-6074
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000851
DateJan 23, 2025
Instrument2025-000851
Lender
NameBERKSHIRE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueFeb 1, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$966.00 Homeowner's exemption
2025$31,700 (-) Land $2,700 Building $29,000$74,588 (+6.78%) Land $6,353 Building $68,235
2023$31,700 (-) Land $2,700 Building $29,000$69,855 (+17.92%) Land $5,950 Building $63,905
2022$444.00 Homeowner's exemption$31,700 Land $2,700 Building $29,000$59,241 Land $5,046 Building $54,195

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROME CITY
serves 31,795 people · EPA ID NY3202405
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Palmer Ave

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