Floyd County property record for 128 Padlock Mountain Rd SW, Cave Spring, GA 30124
| Property Type | Duplex |
|---|---|
| Details | 2 ba · 1,736 sqft · built 1996 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Nov 2013) |
| Tax Bill | $1,681 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | E19Z--039 |
| Primary APN | E19Z--039 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,736 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Duplex Single |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,344 sqft (0.49 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | 144 sqft |
| Patio Area | 128 sqft |
| Gazebo | 144 sqft |
| Utility Building | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 55925 |
|---|---|
| Street Address | 128 PADLOCK MOUNTAIN RD SW |
| City | CAVE SPRING |
| State | GA |
| Zip | 30124-3157 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | NONE |
| Legal Description | PT4&PT5 PB23-15&PB23-237 LL 925 3/4 |
| Legal Subdivision | GREG MONTGOMERY PROP |
| Legal Lot Number | 4-5 |
| Jurisdiction | FLOYD GA |
| Township / Civil Division | CAVE SPRING |
| Census Block Group | 4 |
| Census Block | 4050 |
| Census Tract | 2000 |
128 Padlock Mountain Rd SW, a duplex, is owned by an individual who bought it in November 2013.
Source: Floyd County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 949 COUNTY ROAD 764, HENAGAR, AL 35978-3231 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2013 · Amount on File |
| Deed Sale | Nov 8, 2013 · Amount on File |
| Prior Sale | Sep 30, 1997 |
| Deed Document Number | 20134195 |
| Deed Book / Page | 2377 / 329 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 128 Padlock Mountain Rd SW was $1,681, down 1.7% from the year before.
Source: Floyd County assessment roll, as of January 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Floyd County |
| Municipality | Cave Spring City |
| Unified School District | Floyd County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,681.00 (-1.7%) | ||
| 2025 | $1,710.00 (+8.64%) | $64,945 (+8.49%) Land $9,945 Building $55,000 | $162,362 (+8.49%) Land $24,862 Building $137,500 |
| 2024 | $1,574.00 (+4.17%) | $59,864 (+4.43%) Land $8,840 Building $51,024 | $149,659 (+4.43%) Land $22,099 Building $127,560 |
| 2023 | $1,511.00 (+24.88%) | $57,322 (+29.61%) Land $8,036 Building $49,286 | $143,305 (+29.61%) Land $20,090 Building $123,215 |
| 2022 | $1,210.00 | $44,225 Land $6,566 Building $37,659 | $110,563 Land $16,415 Building $94,148 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 128 Padlock Mountain Rd SW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 128 Padlock Mountain Rd SW is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 96% of Georgia |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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