Rutherford County property record for 128 Overstone Dr, Rutherfordton, NC 28139
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,200 sqft · built 2006 |
| Lot Size | 1.89 acres (82,328 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Dec 2016) |
| Tax Bill | $108 (2022) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1641023 |
| Primary APN | 1641023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,200 sqft Heated Area |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Logs |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 82,328 sqft (1.89 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Heat Pump |
| Account Number | 48729 |
|---|---|
| Street Address | 128 OVERSTONE DR |
| City | RUTHERFORDTON |
| State | NC |
| Zip | 28139-7934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLEARWATER CREEK LO279 PH11 PL27-88AN89 |
| Legal Subdivision | CLEARWATER CREEK |
| Legal Block | 1 |
| Legal Lot Number | 279 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | GILKEY |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 960201 |
128 Overstone Dr is owned and occupied by two individuals who bought it in December 2016.
Source: Rutherford County records, as of September 13, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 128 OVERSTONE DR, RUTHERFORDTON, NC 28139-7934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2016 · Amount on File |
| Deed Sale | Dec 13, 2016 · Amount on File |
| Prior Sale | Oct 25, 2006 · Amount on File |
| Deed Document Number | 0001140610 |
| Deed Book / Page | 1140 / 610 |
| Record Updated | Jun 7, 2026 |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $284,900 Land $62,600 Building $222,300 | $284,900 Land $62,600 Building $222,300 | |
| 2022 | $108.00 (-90.01%) | ||
| 2021 | $1,081.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 128 Overstone Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 128 Overstone Dr is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Carolina West Wireless Fixed Wireless | 25 / 3 |
May also be available: AT&T, Vyve Broadband.
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