128 Ore St, Folsom, CA 95630 Property Records

Sacramento County property record for 128 Ore St, Folsom, CA 95630

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,402 sqft · built 1985
Lot Size0.191 acres (8,300 sqft)
Owner2 Individual Names on Record
Last Sale$470,000 (Sep 2018)
Tax Bill$6,173 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jul 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN223-0550-004-0000

Property Details

APN / Parcel Number

Primary APN223-0550-004-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,402 sqft Living Area
1st Floor Area1,402 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleL-Shape
Exterior MaterialWood
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area8,300 sqft (0.191 acres)
Garage Area714 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address128 ORE ST
CityFOLSOM
StateCA
Zip95630-5115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-ML
Legal DescriptionLOT 19 RIVER ROCK LYING N OF FOLLOWING DESC LINE ALBEG. AT NW COR OF RIVER ROCK SUB. TH FR SD POB ALEAST 298FT, TH S42%1620E
Legal SubdivisionSCENIC OAKS
Legal Lot Number19
JurisdictionSACRAMENTO CA
Township / Civil DivisionFOLSOM
Census Block Group1
Census Block1017
Census Tract8209

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address128 ORE ST, FOLSOM, CA 95630-5115
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Jul 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
May 2, 2020Deed of Trust, Mortgage
LOANPAL
Jul 9, 2019Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BK
Sep 17, 2018Grant Deed, Transfer
HOMESTREET BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 2018 · Amount on Record
Deed SaleSep 17, 2018 · Amount on Record
Prior SaleJun 1, 2000 · Amount on Record
Deed Book / Page20180917 / 1007
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address128 ORE ST, FOLSOM, CA 95630-5115
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 ORE ST, FOLSOM, CA 95630-5115

Mortgage

Document Number0000001167
DateJul 28, 2021
Instrument202107281167
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address128 ORE ST, FOLSOM, CA 95630-5115
Transaction TypeMortgage
Record UpdatedAug 10, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 ORE ST, FOLSOM, CA 95630-5115

Mortgage

Document Number7280000001167
DateJul 28, 2021
Book Page20210728/1167
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address128 ORE ST, FOLSOM, CA 95630-5115
Document Number2005070555
Instrument DateMay 2, 2020
Transaction TypeMortgage
Record UpdatedMay 20, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address128 ORE ST FOLSOM CA 956305115, FOLSOM, CA 95630-5115

Mortgage

Document Number2005070555
DateMay 7, 2020
Instrument2005070555
Lender
NameLOANPAL
AddressROSEVILLE, CA 95661
Agreement
AmountAmount Recorded
Term360 Months
DueMay 6, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address128 ORE ST, FOLSOM, CA 95630-5115
Document Number1907151062
Instrument DateJul 9, 2019
Transaction TypeMortgage
Record UpdatedJul 24, 2019
Title CompanySTEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address128 ORE ST FOLSOM CA 956305115, FOLSOM, CA 95630-5115

Mortgage

Document Number1907151062
DateJul 15, 2019
Instrument1907151062
Lender
NameFLAGSTAR BK
TypeBank
AddressTROY, MI 48098
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 14, 2049

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateSep 17, 2018
Property Address128 ORE ST, FOLSOM, CA 95630-5115
Document Number1809171007
Instrument DateSep 10, 2018
Instrument1809171007
Transaction TypeTransfer
Record UpdatedSep 28, 2018
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$517.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address128 ORE ST FOLSOM CA 956305115, FOLSOM, CA 95630-5115

Mortgage

Document Number1809171008
DateSep 17, 2018
Instrument1809171008
Lender
NameHOMESTREET BK
TypeBank
AddressSEATTLE, WA 98101-2326
Agreement
AmountAmount Recorded
Term360 Months
DueSep 16, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityFolsom City
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$534,774 (+2%) Land $170,671 Building $364,103
2025$6,173.00 (+0.11%)$524,289 (+4.04%) Land $167,325 Building $356,964
2024$6,166.00 (+2.63%)
2023$6,008.00 (+0.52%)$503,932 Land $160,829 Building $343,103
2022$5,977.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims11 (1986–2014)
Claims Outside the SFHA8 of 11
Most Recent ClaimDec 2014 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims
  • Severe Storms & Flooding, Feb 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE VALE WATER COMPANY
private · serves 16,861 people · EPA ID CA3410016
Water SourcePurchased surface water from SAN JUAN WATER DISTRICT
Last State InspectionMar 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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