Cecil County property record for 128 Old Mill Rd, Conowingo, MD 21918
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,248 sqft · built 1972 |
| Lot Size | 1.83 acres (79,715 sqft) |
| Owner | Individual Name on File |
| Last Sale | $78,500 (Jan 2016) |
| Tax Bill | $1,718 (2026) |
| Deeds & Mortgages | Jan 2020 Mortgage Jan 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-008183 |
| Primary APN | 08-008183 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,248 sqft Total Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 79,715 sqft (1.83 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 332 sqft |
| Deck Area | 424 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 008183 |
|---|---|
| Street Address | 128 OLD MILL RD |
| City | CONOWINGO |
| State | MD |
| Zip | 21918-1149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NAR |
| Legal Description | 1.831 ACRE 128 OLD MILL ROAD NEAR ROCK SPRINGS |
| Legal Subdivision | NEAR ROCK SPGS |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 8, OAKWOOD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 31400 |
128 Old Mill Rd is owned and occupied by an individual who bought it in January 2016.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 128 OLD MILL RD, CONOWINGO, MD 21918-1149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jan 24, 2020 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2016 · Amount on File |
| Deed Sale | Jan 21, 2016 · Amount on File |
| Prior Sale | Jun 26, 2002 · Amount on File |
| Deed Book / Page | 3836 / 283 |
| Transfer Doc | 0000252913 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 128 OLD MILL RD, CONOWINGO, MD 21918-1149 |
| Document Number | 0045550291 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 128 OLD MILL RD CONOWINGO MD 219181149, CONOWINGO, MD 21918-1149 |
| Document Number | 0045550291 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 004555/000291 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 23, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 128 OLD MILL RD, CONOWINGO, MD 21918-1149 |
| Document Number | 0045620163 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 128 OLD MILL RD CONOWINGO MD 219181149, CONOWINGO, MD 21918-1149 |
| Document Number | 0045620163 |
|---|---|
| Date | Mar 6, 2020 |
| Book Page | 004562/000163 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 5, 2050 |
| Rate | 3.75% |
|---|
The 2026 property tax bill for 128 Old Mill Rd was $1,718, up 1.9% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,718.00 (+1.9%) | $152,900 | $161,500 Land $64,000 Building $97,500 |
| 2025 | $1,686.00 | ||
| 2023 | $866.00 | $136,400 | $148,600 Land $64,000 Building $84,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 128 Old Mill Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1978) |
| Most Recent Claim | Jan 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 128 Old Mill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 750 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures