128 Ocean Ave, Wells, ME 04090 Property Records

York County and Wells Town property record for 128 Ocean Ave, Wells, ME 04090

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,824 sqft · built 1994
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Trust Names on File
Tax Bill	$9,648 (2025)
Deeds & Mortgages	Mar 2023 Sale Jul 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`WLLS M:106 L:38-A`

Property Details

APN / Parcel Number

Primary APN	`WLLS M:106 L:38-A`
Alternative APN	`M:106 L:38=A`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,824 sqft Living Area
Gross Area	2,758 sqft
1st Floor Area	716 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1998
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	128 OCEAN AVE
City	WELLS
State	ME
Zip	04090
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Lot Number	38-A
Jurisdiction	WELLS ME
Township / Civil Division	WELLS
Census Block Group	1
Census Block	1030
Census Tract	34005

Owner

128 Ocean Ave is held in a trust since March 2023.

Source: York County and Wells Town records, as of July 30, 2026

Owner of Record	2 Trust Names on File
Mailing Address	123 GARNETT LN, SLINGERLANDS, NY 12159-9539
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Warranty Deed, Transfer
Jul 5, 2017	Deed of Trust, Mortgage KENNEBUNK SVGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2023
Deed Sale	Mar 7, 2023
Deed Document Number	20232023005994
Deed Book / Page	19205 / 464
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS ME
Recording Date	Mar 7, 2023
Property Address	128 OCEAN AVE, WELLS, ME 04090
Document Number	0192050464
Book / Page	19205 / 464
Instrument Date	Feb 7, 2023
Instrument	2023005994
Transaction Type	Transfer
Record Updated	Mar 20, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 TOWNE HILL RD, HAVERHILL, MA 01835-8256

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS ME
Property Address	128 OCEAN AVE, WELLS, ME 04090
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0175080891
Date	Jul 5, 2017
Book Page	17508/0891
Instrument	2017026047

Lender

Name	KENNEBUNK SVGS BANK

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jul 5, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 128 Ocean Ave was $9,648, up 6.2% from the year before.

Source: York County and Wells Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Wells Town
Unified School District	Wells-Ogunquit Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,648.00 (+6.24%)	$1,493,510 (-) Land $1,150,400 Building $343,110
2024	$9,081.00 (+2.02%)	$1,493,510 (-) Land $1,150,400 Building $343,110
2023	$8,901.00 (+18.44%)	$1,493,510 (+107.88%) Land $1,150,400 Building $343,110	$1,599,895
2022	$7,515.00	$718,440 Land $534,100 Building $184,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 128 Ocean Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 204 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	227 units insured incl. 23 condo units
Nearby Flood Claims	42 (1991–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Jan 2024 · 23 claims Severe Storm And Flooding, Dec 2022 · 11 claims Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 128 Ocean Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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